| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SK&P INSURANCE SERVICES INC3 | 9442 N CAPITAL OF TX HWY, STE 600 AUSTIN, TX 78759 | HUMANA HEALTHPLAN OF TEXAS INC | $11K | — | $11K | 5.00% |
| PAYCHEX INSURANCE AGENCY, INC.3 Filed as: PAYCHEX INSURANCE AGENCY INC | 150 SAWGRASS DR ROCHESTER, NY 14620 | UNITEDHEALTHCARE INSURANCE COMPANY | $394 | — | $394 | 0.84% |
| JAIME I VILLASANA3 | 1500 HIDDEN GLEN DR ROUND ROCK, TX 78681 | AFLAC | $4K | $375 | $5K | 21.24% |
| CHRISTINA M BRUNSON3 | PO BOX 2023 CEDAR PARK, TX 78630 | AFLAC | $2K | $125 | $2K | 7.37% |
| SHELLY WIEGAND3 | 2607 ARMATRADING DR LUBBOCK, TX 79490 | AFLAC | $764 | $95 | $859 | 3.86% |
| NIGEL M HIGGS3 | 1363 RED TOWN RD ELGIN, TX 78621 | AFLAC | $715 | $72 | $787 | 3.54% |
| MITZE L RUIZ3 | 12001 DESSAU RD APT 1817 AUSTIN, TX 78754 | AFLAC | $219 | — | $219 | 0.98% |
| ERIC NOTHNAGEL3 | 3800 JUNIPER HILLS ST CEDAR PARK, TX 78613 | AFLAC | $114 | — | $114 | 0.51% |
| STEPHEN J REITZ3 | 6005 MOUNT BONNELL RD AUSTIN, TX 78731 | AFLAC | $64 | — | $64 | 0.29% |
| ROBERT D SEIBERT3 | 86 COUNT ROAD 303 SHINER, TX 77984 | AFLAC | $44 | — | $44 | 0.20% |
| GREGORY J WEEKS3 | 1259 LOOP 337 2ND FL NEW BRAUNFELS, TX 78130 | AFLAC | $27 | $6 | $33 | 0.15% |
| JENNIFER LOWE3 | 502 MOONLIGHT CIR NEW BRAUNFELS, TX 78132 | AFLAC | $29 | — | $29 | 0.13% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $28 | — | $28 | 0.13% |
| GRADY E BIBLE3 | 10304 VAN WINKLE CT AUSTIN, TX 78739 | AFLAC | $14 | — | $14 | 0.06% |
| ANGEL SAUCEDO3 | 10001 S 1ST ST APT 822 AUSTIN, TX 78748 | AFLAC | $13 | — | $13 | 0.06% |
| FRANK D LAFEMINA3 | 165 S GUADALUPE ST STE 120 SAN MARCOS, TX 78666 | AFLAC | $8 | — | $8 | 0.04% |
| JOHN MITCHELL WHITMAN3 | 2152 N MAIN ST BELTON, TX 76513 | AFLAC | $6 | — | $6 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA HEALTHPLAN OF TEXAS INC | 154 | $260K |
| Other | AFLAC | 34 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 154 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.