| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SK&P INSURANCE SERVICES INC3 | 9442 N CAPITAL OF TX HWY, STE 600 AUSTIN, TX 787597262 | HUMANA HEALTHPLAN OF TEXAS INC | $17K | $128 | $17K | 5.04% |
| SK&P INSURANCE SERVICES INC3 | 9442 N CAPITAL OF TX HWY, STE 600 AUSTIN, TX 787597262 | HUMANA INSURANCE COMPANY | $4K | $35 | $4K | 7.69% |
| JAIME I VILLASANA3 | 1500 HIDDEN GLEN DR ROUND ROCK, TX 78681 | AFLAC | $3K | $6 | $3K | 13.30% |
| SHELLY WIEGAND3 | 2607 ARMATRADING DR LUBBOCK, TX 79490 | AFLAC | $615 | $6 | $621 | 2.60% |
| ERIC NOTHNAGEL3 | 3800 JUNIPER HILLS ST CEDAR PARK, TX 78613 | AFLAC | $607 | — | $607 | 2.54% |
| NIGEL M HIGGS3 | 1363 RED TOWN RD ELGIN, TX 78621 | AFLAC | $424 | — | $424 | 1.77% |
| JAMES LILLEY | 515 E PALM VALLEY BLVD APT 214 ROUND ROCK, TX 78664 | AFLAC | $217 | — | $217 | 0.91% |
| ANNIE WALKER VILLASANA3 | 1500 HIDDEN GLEN DR ROUND ROCK, TX 78681 | AFLAC | $180 | — | $180 | 0.75% |
| CHRISTINA M BRUNSON3 | PO BOX 2023 CEDAR PARK, TX 78630 | AFLAC | $143 | $15 | $158 | 0.66% |
| CATHY MICHELE JACKSON3 | 1908 MEANDERING MEADOWS DR PFLUGERVILLE, TX 78660 | AFLAC | $154 | — | $154 | 0.64% |
| MARISSA LYN ORTIZ | 2209 CHAMPIONS CORNER DR LEANDER, TX 78641 | AFLAC | $66 | — | $66 | 0.28% |
| STEPHEN J REITZ3 | 6004 MOUNT BONNELL RD AUSTIN, TX 78731 | AFLAC | $64 | — | $64 | 0.27% |
| ROBERT D SEIBERT3 | 86 COUNTY ROAD 303 SHINER, TX 77984 | AFLAC | $44 | — | $44 | 0.18% |
| MITZE L RUIZ3 | 12001 DESSAU RD APT 1817 AUSTIN, TX 78754 | AFLAC | $11 | $15 | $26 | 0.11% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $25 | — | $25 | 0.10% |
| JENNIFER LOWE3 | 502 MOONLIGHT CIR NEW BRAUNFELS, TX 78132 | AFLAC | $16 | — | $16 | 0.07% |
| GRADY E BIBLE3 | 10304 VAN WINKLE CT AUSTIN, TX 78739 | AFLAC | $14 | — | $14 | 0.06% |
| FRANK D LAFEMINA3 | 165 S GUADALUPE ST STE 120 SAN MARCOS, TX 78666 | AFLAC | $8 | — | $8 | 0.03% |
| JOHN MITCHELL WHITMAN3 | 2152 N MAIN ST BELTON, TX 76513 | AFLAC | $6 | — | $6 | 0.03% |
| LARRY W MARONEY3 | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $5 | — | $5 | 0.02% |
| GREGORY J WEEKS3 | 1259 LOOP 337 2ND FL NEW BRAUNFELS, TX 78130 | AFLAC | $3 | — | $3 | 0.01% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES ROBERT BLAKEY | 221 CALUMET PL SAN ANTONIO, TX 78209 | AFLAC | $3 | — | $3 | 0.01% |
| ANGEL SAUCEDO3 | 10001 S 1ST ST APT 822 AUSTIN, TX 78748 | AFLAC | $2 | — | $2 | 0.01% |
| HEATHER F SEIBERT3 | PO BOX 1329 SHINER, TX 77984 | AFLAC | $1 | — | $1 | 0.00% |
| SK&P INSURANCE SERVICES INC3 | 9442 N CAPITAL OF TX HWY, STE 600 AUSTIN, TX 787597262 | HUMANA DENTAL INSURANCE COMPANY | $1K | $7 | $1K | 10.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 168 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTHPLAN OF TEXAS INC | 65 | $341K |
| Dental | HUMANA INSURANCE COMPANY | 168 | $51K |
| Vision | HUMANA DENTAL INSURANCE COMPANY | 107 | $10K |
| Life insurance | HUMANA INSURANCE COMPANY | 168 | $51K |
| Other(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 168 | $75K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 168 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.