| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SK&P INSURANCE SERVICES INC3 | 9442 N CAPITAL OF TX HWY, STE 600 AUSTIN, TX 78759 | HUMANA INSURANCE COMPANY | $3K | $895 | $4K | 5.90% |
| ECHELON GROUP INC3 Filed as: ECHELON ADVISORS LLC | 2224 WALSH TARLTON LN STE 220 AUSTIN, TX 78746 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 1.91% |
| JAIME I VILLASANA3 | 1500 HIDDEN GLEN DR ROUND ROCK, TX 78681 | AFLAC | $2K | $313 | $3K | 11.95% |
| MARIA J. ACCURSO3 Filed as: MARIA J ACCURSO | 3800 COUNTY ROAD 258 LIBERTY HILL, TX 78642 | AFLAC | $778 | — | $778 | 3.50% |
| NIGEL M HIGGS3 | 1363 RED TOWN RD ELGIN, TX 78621 | AFLAC | $738 | $38 | $776 | 3.49% |
| SHELLY WIEGAND3 | 2607 ARMATRADING DR LUBBOCK, TX 79490 | AFLAC | $431 | $92 | $523 | 2.35% |
| CATHY MICHELE JACKSON3 | 1908 MEANDERING MEADOWS DR PFLUGERVILLE, TX 78660 | AFLAC | $377 | $4 | $381 | 1.71% |
| ERIC NOTHNAGEL3 | 3800 JUNIPER HILLS ST CEDAR PARK, TX 78613 | AFLAC | $250 | $45 | $295 | 1.33% |
| TERRY MICHAEL LAXSON | 6836 FM 2244 RD BLDG 3 AUSTIN, TX 78746 | AFLAC | $245 | — | $245 | 1.10% |
| MARISSA LYN ORTIZ | 2209 CHAMPIONS CORNER DR LEANDER, TX 78641 | AFLAC | $153 | — | $153 | 0.69% |
| CHRISTINA M BRUNSON3 | PO BOX 2023 CEDAR PARK, TX 78630 | AFLAC | $83 | — | $83 | 0.37% |
| JAMES LILLEY | 515 E PALM VALLEY BLVD APT 214 ROUND ROCK, TX 78664 | AFLAC | $72 | — | $72 | 0.32% |
| STEPHEN J REITZ3 | 6005 MOUNT BONNELL RD AUSTIN, TX 78731 | AFLAC | $59 | — | $59 | 0.27% |
| ANNIE WALKER VILLASANA3 | 1500 HIDDEN GLEN DR ROUND ROCK, TX 78681 | AFLAC | $28 | $15 | $43 | 0.19% |
| ROBERT D SEIBERT3 | 86 COUNT ROAD 303 SHINER, TX 77984 | AFLAC | $40 | — | $40 | 0.18% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $23 | — | $23 | 0.10% |
| LARRY W MARONEY3 | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $17 | — | $17 | 0.08% |
| JENNIFER LOWE3 | 502 MOONLIGHT CIR NEW BRAUNFELS, TX 78132 | AFLAC | $15 | — | $15 | 0.07% |
| GRADY E BIBLE3 | 10304 VAN WINKLE CT AUSTIN, TX 78739 | AFLAC | $13 | — | $13 | 0.06% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES ROBERT BLAKEY | 221 CALUMET PL SANANTONIO, TX 78209 | AFLAC | $9 | — | $9 | 0.04% |
| FRANK D LAFEMINA3 | 165 S GUADALUPE ST STE 120 SAN MARCOS, TX 78666 | AFLAC | $7 | — | $7 | 0.03% |
| JOHN MITCHELL WHITMAN3 | 2152 N MAIN ST BELTON, TX 76513 | AFLAC | $6 | — | $6 | 0.03% |
| GREGORY J WEEKS3 | 1259 LOOP 337 2ND FL NEW BRAUNFELS, TX 78130 | AFLAC | $3 | — | $3 | 0.01% |
| HEATHER F SEIBERT3 | PO BOX 1329 SHINER, TX 77984 | AFLAC | $2 | — | $2 | 0.01% |
| CHARLES MCCRANN | PO BOX 6971 CORPUS CHRISTI, TX 78466 | AFLAC | $2 | — | $2 | 0.01% |
| ANGEL SAUCEDO3 | 10001 S 1ST ST APT 822 AUSTIN, TX 78748 | AFLAC | $1 | — | $1 | 0.00% |
| SK&P INSURANCE SERVICES INC3 | 9442 N CAPITAL OF TX HWY, STE 600 AUSTIN, TX 78759 | HUMANA DENTAL INSURANCE COMPANY | $773 | $182 | $955 | 6.89% |
| ECHELON GROUP INC3 Filed as: ECHELON ADVISORS LLC | 2224 WALSH TARLTON LN STE 220 AUSTIN, TX 78746 | HUMANA DENTAL INSURANCE COMPANY | $562 | — | $562 | 4.06% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HUMANA HEALTH PLAN OF TEXAS INC EIN 61-0994632 | Claims processing; Contract Administrator Service code 12 | 1221 S MOPAC EXPY STE 200 AUSTIN, TX 78746 | $78K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 191 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 191 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HUMANA INSURANCE COMPANY | 191 | $71K |
| Vision | HUMANA DENTAL INSURANCE COMPANY | 115 | $14K |
| Life insurance | HUMANA INSURANCE COMPANY | 191 | $71K |
| Other(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 191 | $93K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 191 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.