| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 115 PERIMETER CENTER PLACE, STE 825 ATLANTA, GA 30346 | QBE INSURANCE | $0 | $58K | $58K | 7.00% |
| RACHEL THERIOT CURRY3 | 109 WINGED FOOT DR BROUSSARD, LA 70518 | AFLAC | $21K | $673 | $21K | 4.44% |
| MATTHEW R FONTENOT3 | 2924 LINWOOD LOOP OPELOUSAS, LA 70570 | AFLAC | $19K | $691 | $19K | 4.03% |
| MIA M FONTENOT3 | 2924 LINWOOD LOOP OPELOUSAS, LA 70570 | AFLAC | $11K | $145 | $11K | 2.38% |
| CARLOS D ESPINOSA3 | 17827 PUMPKIN VINE DR HOCKLEY, TX 77447 | AFLAC | $9K | $132 | $9K | 1.94% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE, STE 100 LAFAYETTE, LA 70508 | AFLAC | $9K | $420 | $9K | 1.92% |
| JEANNE LANDRY3 | 1113 BAYOU TRCE BREAUX BRIDGE, LA 70517 | AFLAC | $7K | $208 | $7K | 1.52% |
| GUSTAVO DANIEL GEVARA3 | 25306 SANDY TRACE LN KATY, TX 77494 | AFLAC | $7K | $49 | $7K | 1.40% |
| LEILANI THERIOT3 | 208 CASCADE PALM CT YOUNGSVILLE, LA 70592 | AFLAC | $6K | $173 | $6K | 1.25% |
| STEPHANIE FITCH3 | 9617 OLD JEANERETTE RD JEANERETTE, LA 70544 | AFLAC | $6K | $46 | $6K | 1.21% |
| TERRY JAMES LAPORTE3 Filed as: TERRY JAMES THERIOT | 1082 JOE MOUTON RD SAINT MARTINVILLE, LA 70582 | AFLAC | $5K | $195 | $5K | 1.02% |
| SHERRY DEAN HOMAN3 | 10702 MOSS GROVE LN BATON ROUGE, LA 70810 | AFLAC | $2K | $0 | $2K | 0.45% |
| THEODORE AUTHEMENT3 | 800 RYAN ST STE 200 LAKE CHARLES, LA 70601 | AFLAC | $1K | $0 | $1K | 0.21% |
| COURTNEY TREESE3 | 171 HOOPER RD PINEVILLE, LA 71360 | AFLAC | $882 | $0 | $882 | 0.18% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $880 | $0 | $880 | 0.18% |
| BLAZE J FREMIN3 | P O BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $658 | $0 | $658 | 0.14% |
| MICHELLE A BAUGHMAN3 | 109 BAKER ST BROUSSARD, LA 70518 | AFLAC | $550 | $0 | $550 | 0.11% |
| TAMMY M GASPARD3 | 501 OAK MANOR DR NEW IBERIA, LA 70563 | AFLAC | $547 | $0 | $547 | 0.11% |
| CHELSIE R HEBERT3 | P O BOX 1341 BREAUX BRIDGE, LA 70517 | AFLAC | $469 | $0 | $469 | 0.10% |
| ROBERTO ALAN ESPINOSA3 | 17827 PUMPKIN VINE DR HOCKLEY, TX 77447 | AFLAC | $351 | $105 | $456 | 0.09% |
| SOUTH CENTRAL INSURANCE BROKERS LLC3 | 305 E 3RD ST CROWLEY, LA 70526 | AFLAC | $341 | $0 | $341 | 0.07% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $269 | $0 | $269 | 0.06% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $236 | $0 | $236 | 0.05% |
| ROGER A PISANI3 | 1207 BROYLES ST YOUNGSVILLE, LA 70592 | AFLAC | $192 | $0 | $192 | 0.04% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $188 | $0 | $188 | 0.04% |
| CANDACE M MECHE3 | 100 TALON RD YOUNGSVILLE, LA 70592 | AFLAC | $160 | $0 | $160 | 0.03% |
| TYRA ANN MEEHAN3 | 12018 HAYWARDS DR MAURICE, LA 70555 | AFLAC | $139 | $0 | $139 | 0.03% |
| LACEY A FONTENOT3 | 5264 HIGHWAY 182 OPELOUSAS, LA 70570 | AFLAC | $116 | $0 | $116 | 0.02% |
| HEATHER NEDDEAU3 | 20518 N BLUE HYACINTH DR CYPRESS, TX 77433 | AFLAC | $103 | $0 | $103 | 0.02% |
| MORGAN BRENKE3 | 216 COUNTRY PARK DR YOUNGSVILLE, LA 70592 | AFLAC | $102 | $0 | $102 | 0.02% |
| KIMBERLY BOURQUE SMITH3 | 642 CLARENCE CORMIER RD CARENCO, LA 70520 | AFLAC | $55 | $0 | $55 | 0.01% |
| CHELSIE R HEBERT3 | 3552 MAIN HWY BREAUX BRIDGE, LA 70517 | AFLAC | $52 | $0 | $52 | 0.01% |
| KAMI HEBERT3 | 109 MARGARET STREET LAFAYETTE, LA 70501 | AFLAC | $46 | $0 | $46 | 0.01% |
| SHELBY KENNEDY3 | 522 SAINT PATRICK ST LAFAYETTE, LA 70506 | AFLAC | $34 | $0 | $34 | 0.01% |
| JOHN A DONALDSON3 | 2004 98 PALMS BLVD UNIT 4336 DESTIN, FL 32541 | AFLAC | $28 | $0 | $28 | 0.01% |
| CHRISTY FAYE MELANCON3 | 1017 GERARD LN BREAUX BRIDGE, LA 70517 | AFLAC | $27 | $0 | $27 | 0.01% |
| PATRICK J NEWSOM3 | 368 HIGHLAND OAKS AVE GRAY, LA 70359 | AFLAC | $25 | $0 | $25 | 0.01% |
| CARLOS IPARRAGUIRRE3 | 931 ROSEDOWN LN LAFAYETTE, LA 70503 | AFLAC | $24 | $0 | $24 | 0.00% |
| CHATLAIN LEBLANC3 | 32254 KEILA DR SPRINGFIELD, LA 70462 | AFLAC | $21 | $0 | $21 | 0.00% |
| JOHANN Y RESTITUYO3 | 19403 ALTON SPRINGS DR CYPRESS, TX 77433 | AFLAC | $16 | $0 | $16 | 0.00% |
| JESSE E CROUCH3 | 206 OAK BROOK BLVD LAFAYETTE, LA 70508 | AFLAC | $15 | $0 | $15 | 0.00% |
| CRISTINA BROUSSARD3 Filed as: CRISTINA N BROUSSARD | 825 BLUEBONNET ST LAKE CHARLES, LA 70605 | AFLAC | $14 | $0 | $14 | 0.00% |
| MELISSA STEWART3 Filed as: MELISSA VINCENT STEWART | 1616 DEERFIELD DR LAKE CHARLES, LA 70611 | AFLAC | $8 | $0 | $8 | 0.00% |
| LISA SARRADET NEWSOM3 | 104 ARAPAHOE DR LAFAYETTE, LA 70503 | AFLAC | $7 | $0 | $7 | 0.00% |
| JOSHUA HEBERT3 | 616 SIMAR ST IOTA, LA 70543 | AFLAC | $6 | $0 | $6 | 0.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | 500 W 13TH ST FORT WORTH, TX 76102 | BLUECROSS BLUESHIELD OF TEXAS | $29K | $13K | $41K | 14.39% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | 500 W 13TH ST FORT WORTH, TX 76102 | VISION SERVICE PLAN | $12K | $0 | $12K | 11.09% |
| EMPLOYEE NAVIGATOR, LLC3 | 7979 OLD GEORGETOWN RD, STE 300 BETHESDA, MD 20814 | VISION SERVICE PLAN | $157 | $0 | $157 | 0.14% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | 500 W 13TH STREET FORT WORTH, TX 76102 | DEARBORN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 7.74% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | 11700 KATY FREEWAY, STE 1100 HOUSTON, TX 77079 | DEARBORN LIFE INSURANCE COMPANY | $795 | $0 | $795 | 2.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,451 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,451 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 908 | $288K |
| Vision | VISION SERVICE PLAN | 414 | $111K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 1,373 | $516K |
| Short-term disability | AFLAC | 314 | $481K |
| Stop-loss / reinsurancereinsurance | QBE INSURANCE | 478 | $833K |
| Other(2 contracts, 2 carriers) | AFLAC | 1,373 | $516K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,373 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.