| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RACHEL THERIOT CURRY3 | 109 WINGED FOOT DR BROUSSARD, LA 70518 | AFLAC | $64K | $558 | $65K | 8.99% |
| MATTHEW R FONTENOT3 | 166 PETITE RUE DE LANDON OPELOUSAS, LA 70570 | AFLAC | $43K | $643 | $44K | 6.10% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE LAFAYETTE, LA 70508 | AFLAC | $21K | $386 | $21K | 2.93% |
| CARLOS D ESPINOSA3 | 17103 VERDE PARK LN CYPRESS, TX 77433 | AFLAC | $12K | $11 | $12K | 1.70% |
| TERRY JAMES LAPORTE3 Filed as: TERRY THERIOT | 1082 JOE MOUTON RD SAINT MARTINVILLE, LA 70582 | AFLAC | $10K | $282 | $10K | 1.40% |
| MIA M FONTENOT3 | 166 PETITE RUE DE LANDON OPELOUSAS, LA 70570 | AFLAC | $10K | $168 | $10K | 1.39% |
| LEILANI THERIOT3 | 1017 SOLOMON ST BREAUX BRIDGE, LA 70517 | AFLAC | $8K | $13 | $8K | 1.14% |
| MORGAN BRENKE3 | 123 PEAK RUN YOUNGSVILLE, LA 70592 | AFLAC | $8K | $230 | $8K | 1.10% |
| JEANNE LANDRY3 | 1615 E BRIDGE ST BREAUX BRIDGE, LA 70517 | AFLAC | $7K | $198 | $7K | 0.99% |
| MICHELLE A BAUGHMAN3 | 109 BAKER ST BROUSSARD, LA 70518 | AFLAC | $6K | $9 | $6K | 0.78% |
| CARLOS IPARRAGUIRRE3 | 931 ROSEDOWN LN LAFAYETTE, LA 70503 | AFLAC | $5K | $16 | $5K | 0.68% |
| SHERRY DEAN HOMAN3 | 140 RUE BEAUREGARD, STE C LAFAYETTE, LA 70508 | AFLAC | $4K | $0 | $4K | 0.56% |
| HEATHER NEDDEAU3 | 609 SANDHURST DR LAFAYETTE, LA 70508 | AFLAC | $3K | $170 | $3K | 0.49% |
| THEODORE AUTHEMENT3 | 800 RYAN ST., STE 200 LAKE CHARLES, LA 70601 | AFLAC | $2K | $16 | $2K | 0.31% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $1K | $0 | $1K | 0.20% |
| JESSE E CROUCH3 Filed as: JESSE CROUCH | 206 OAK BROOK BLVD LAFAYETTE, LA 70508 | AFLAC | $893 | $0 | $893 | 0.12% |
| KATHLEEN SMITH3 | 302 LA RUE FRANCE, STE 100 LAFAYETTE, LA 70508 | AFLAC | $889 | $0 | $889 | 0.12% |
| TAMMY M GASPARD3 | 501 OAK MANOR DR NEW IBERIA, LA 70563 | AFLAC | $885 | $0 | $885 | 0.12% |
| JENNA GRIFFIN3 | 302 LA RUE FRANCE, STE 100 LAFAYETTE, LA 70508 | AFLAC | $815 | $0 | $815 | 0.11% |
| JOHN A DONALDSON3 Filed as: JOHN DONALDSON | 25211 GROGANS MILL RD, STE 305 THE WOODLANDS, TX 77380 | AFLAC | $757 | $2 | $759 | 0.11% |
| CHRISTY FAYE MELANCON3 Filed as: CHRISTY MELANCON | 1017 GERARD LN BREAUX BRIDGE, LA 70517 | AFLAC | $561 | $188 | $749 | 0.10% |
| TERRY JAMES LAPORTE3 Filed as: TERRY LAPORTE | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $581 | $0 | $581 | 0.08% |
| SHELBY KENNEDY3 Filed as: SHELBY KERR | 522 SAINT PATRICK ST LAYFAYETTE, LA 70506 | AFLAC | $407 | $157 | $564 | 0.08% |
| CANDACE M MECHE3 | 100 TALON RD YOUNGSVILLE, LA 70592 | AFLAC | $526 | $0 | $526 | 0.07% |
| ROGER A PISANI3 Filed as: ROGER PISANI | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $497 | $0 | $497 | 0.07% |
| BRYAN J COMEAUX3 | 305 E. 3RD ST. CROWLEY, LA 70526 | AFLAC | $432 | $0 | $432 | 0.06% |
| SHELLY GALLAND3 | 200 DUBLIN CIR, APT A LAFAYETTE, LA 70506 | AFLAC | $418 | $0 | $418 | 0.06% |
| ADRIAN S JOHNSON3 Filed as: ADRIAN JOHNSON | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $412 | $0 | $412 | 0.06% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $366 | $0 | $366 | 0.05% |
| TYRA ANN MEEHAN3 | 12018 HAYWARDS DR MAURICE, LA 70555 | AFLAC | $341 | $0 | $341 | 0.05% |
| KAMI HEBERT3 | 109 MARGARET STREET LAFAYETTE, LA 70501 | AFLAC | $278 | $44 | $322 | 0.04% |
| CRISTINA BROUSSARD3 | 518 DIVISION ST LAKE CHARLES, LA 70601 | AFLAC | $161 | $82 | $243 | 0.03% |
| KAY LANDRY3 | 1115 CLAYTON CASTILLE ROAD BREAUX BRIDGE, LA 70517 | AFLAC | $176 | $52 | $228 | 0.03% |
| LACEY A FONTENOT3 | 5264 HWY 182 OPELOUSAS, LA 70570 | AFLAC | $161 | $0 | $161 | 0.02% |
| KIMBERLY BOURQUE SMITH3 Filed as: KIMBERLY SMITH | 642 CLARENCE CORMIER RD CARENCRO, LA 70520 | AFLAC | $135 | $0 | $135 | 0.02% |
| PATRICK J NEWSOM3 | 2506 VIDA SHAW RD NEW IBERIA, LA 70563 | AFLAC | $93 | $0 | $93 | 0.01% |
| THOMAS MIER3 | 108 BABBLING BROOK DR LAFAYETTE, LA 70506 | AFLAC | $86 | $0 | $86 | 0.01% |
| MELISSA STEWART3 | 1616 DEERFIELD DR LAKE CHARLES, LA 70611 | AFLAC | $64 | $16 | $80 | 0.01% |
| BRITTANY A TALLENT3 Filed as: BRITTANY TALLENT | 9329 WOOD DUCK DR FT WORTH, TX 76118 | AFLAC | $66 | $0 | $66 | 0.01% |
| JOHN R CAMBRE3 | 101 SARA DEE PKWY LAFAYETTE, LA 70508 | AFLAC | $27 | $0 | $27 | 0.00% |
| LISA SARRADET NEWSOM3 | 104 ARAPAHOE DR LAFAYETTE, LA 70503 | AFLAC | $26 | $0 | $26 | 0.00% |
| JENNILEA CHASE3 | PO BOX 8105 LUMBERTON, TX 77657 | AFLAC | $3 | $14 | $17 | 0.00% |
| BOBBY W CLARK JR3 | 312 CALYPSO LANE LAFAYETTE, LA 70508 | AFLAC | $13 | $0 | $13 | 0.00% |
| JOSHUA HEBERT3 | 616 SIMAR ST IOTA, LA 70543 | AFLAC | $10 | $0 | $10 | 0.00% |
| KENDALL ROHDE3 | 501 ROHDE RD ROUND TOP, TX 78954 | AFLAC | $8 | $0 | $8 | 0.00% |
| STEPHANY BEAN3 | 2750 GALLOWS RD, APT 308 VIENNA, VA 22180 | AFLAC | $7 | $0 | $7 | 0.00% |
| JAIME I VILLASANA3 Filed as: JAIME VILLASANA | 1500 HIDDEN GLEN DR ROUND ROCK, TX 78681 | AFLAC | $5 | $0 | $5 | 0.00% |
| VAN DYKE RANKIN FINANCIAL SERVICES3 Filed as: VAN DYKE RANKIN FINAN SVCS | 211 S AUSTIN ST BRENHAM, TX 77833 | AFLAC | $5 | $0 | $5 | 0.00% |
| ERIK PAUL RATCLIFF3 Filed as: ERIK RATCLIFF | 110 STEPHENS LN LUMBERTON, TX 77657 | AFLAC | $2 | $3 | $5 | 0.00% |
| KAREN J MCDONALD3 Filed as: KAREN MCDONALD | PO BOX 8105 LUMBERTON, TX 77657 | AFLAC | $1 | $3 | $4 | 0.00% |
| TERRY LAXSON3 | 6836 FM 2244 RD BLDG 3 AUSTIN, TX 78746 | AFLAC | $4 | $0 | $4 | 0.00% |
| KAYLA M SIMON3 | 1050 COOPER ROAD ARNAUDVILLE, LA 70512 | AFLAC | $2 | $0 | $2 | 0.00% |
| TALON INSURANCE3 | PO BOX 1609 NEDERLAND, TX 77627 | VISION SERVICE PLAN | $3K | $0 | $3K | 2.28% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | STANDARD INSURANCE COMPANY | $2K | $0 | $2K | 8.82% |
| NATIONAL BENEFIT CENTER3 Filed as: NATIONAL BENEFIT CENTER LLC | 6830 COCHRAN ROAD SOLON, OH 44139 | STANDARD INSURANCE COMPANY | $177 | $0 | $177 | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,148 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,110 | $950K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 1,110 | $950K |
| Vision | VISION SERVICE PLAN | 600 | $131K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 1,478 | $735K |
| Short-term disability | AFLAC | 881 | $718K |
| Stop-loss / reinsurancereinsurance | UNITEDHEALTHCARE INSURANCE COMPANY | 1,110 | $950K |
| Other(2 contracts, 2 carriers) | AFLAC | 1,478 | $735K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,478 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.