| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RACHEL THERIOT CURRY3 | 109 WINGED FOOT DR BROUSSARD, LA 70518 | AFLAC | $37K | $1K | $39K | 6.65% |
| MATTHEW R FONTENOT3 | 2924 LINWOOD LOOP OPELOUSAS, LA 70570 | AFLAC | $26K | $1K | $27K | 4.74% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE, STE 100 LAFAYETTE, LA 70508 | AFLAC | $13K | $612 | $14K | 2.40% |
| TERRY JAMES LAPORTE3 Filed as: TERRY THERIOT | 1082 JOE MOUTON RD SAINT MARTINVILLE, LA 70582 | AFLAC | $9K | $430 | $10K | 1.67% |
| MIA M FONTENOT3 | 2924 LINWOOD LOOP OPELOUSAS, LA 70570 | AFLAC | $8K | $295 | $9K | 1.49% |
| LEILANI THERIOT3 | 1017 SOLOMON ST BREAUX BRIDGE, LA 70517 | AFLAC | $7K | $388 | $8K | 1.32% |
| JEANNE LANDRY3 | 110 CASCADE PALM CT YOUNGSVILLE, LA 70592 | AFLAC | $7K | $186 | $7K | 1.17% |
| CARLOS D ESPINOSA3 | 17103 VERDE PARK LN CYPRESS, TX 77433 | AFLAC | $6K | $8 | $6K | 1.00% |
| SHERRY DEAN HOMAN3 | 1307 THOMASSEE ROAD ARNAUDVILLE, LA 70512 | AFLAC | $3K | $0 | $3K | 0.59% |
| THEODORE AUTHEMENT3 | 800 RYAN ST., STE 200 LAKE CHARLES, LA 70601 | AFLAC | $2K | $0 | $2K | 0.28% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $1K | $0 | $1K | 0.20% |
| TAMMY M GASPARD3 | 501 OAK MANOR DR NEW IBERIA, LA 70563 | AFLAC | $842 | $0 | $842 | 0.15% |
| MICHELLE A BAUGHMAN3 | 109 BAKER ST BROUSSARD, LA 70518 | AFLAC | $780 | $0 | $780 | 0.13% |
| CARLOS IPARRAGUIRRE3 | 931 ROSEDOWN LN LAFAYETTE, LA 70503 | AFLAC | $513 | $129 | $642 | 0.11% |
| CHATLAIN LEBLANC3 | 304 CANYONRIDGE DR. LAFAYETTE, LA 70506 | AFLAC | $447 | $124 | $571 | 0.10% |
| TERRY JAMES LAPORTE3 Filed as: TERRY LAPORTE | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $442 | $0 | $442 | 0.08% |
| ROGER A PISANI3 Filed as: ROGER PISANI | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $376 | $0 | $376 | 0.06% |
| TYRA ANN MEEHAN3 | 12018 HAYWARDS DR MAURICE, LA 70555 | AFLAC | $321 | $0 | $321 | 0.06% |
| ADRIAN S JOHNSON3 Filed as: ADRIAN JOHNSON | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $312 | $0 | $312 | 0.05% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $312 | $0 | $312 | 0.05% |
| MORGAN BRENKE3 | 216 COUNTRY PARK DR. YOUNGSVILLE, LA 70592 | AFLAC | $278 | $0 | $278 | 0.05% |
| CHRISTY FAYE MELANCON3 Filed as: CHRISTY MELANCON | 1017 GERARD LN BREAUX BRIDGE, LA 70517 | AFLAC | $245 | $0 | $245 | 0.04% |
| CANDACE M MECHE3 | 100 TALON RD YOUNGSVILLE, LA 70592 | AFLAC | $228 | $0 | $228 | 0.04% |
| HEATHER NEDDEAU3 | 20518 N BLUE HYACINTH DR. CYPRESS, TX 77433 | AFLAC | $201 | $0 | $201 | 0.03% |
| BRYAN J COMEAUX3 | 305 E. 3RD ST. CROWLEY, LA 70526 | AFLAC | $195 | $0 | $195 | 0.03% |
| SOUTH CENTRAL INSURANCE BROKERS LLC3 | 305 E 3RD ST CROWLEY, LA 70526 | AFLAC | $185 | $0 | $185 | 0.03% |
| JOHANN Y RESTITUYO3 Filed as: JOHANN RESTITUYO | 19403 ALTON SPRINGS DR CYPRESS, TN 77433 | AFLAC | $168 | $0 | $168 | 0.03% |
| BRITTNI MORVANT3 | 5215 N UNIVERSITY AVE., LOT 6 CARENCRO, LA 70520 | AFLAC | $158 | $0 | $158 | 0.03% |
| KIMBERLY BOURQUE SMITH3 Filed as: KIMBERLY SMITH | 642 CLARENCE CORMIER RD CARENCRO, LA 70520 | AFLAC | $137 | $0 | $137 | 0.02% |
| LACEY A FONTENOT3 | 5264 HWY 182 OPELOUSAS, LA 70570 | AFLAC | $135 | $0 | $135 | 0.02% |
| KAMI HEBERT3 | 109 MARGARET STREET LAFAYETTE, LA 70501 | AFLAC | $112 | $0 | $112 | 0.02% |
| ALEJANDRA CELIS SONNIER3 | PO BOX 328 VILLAGE MILLS, TX 77663 | AFLAC | $75 | $27 | $102 | 0.02% |
| JOHN A DONALDSON3 Filed as: JOHN DONALDSON | 2004 98 PALMS BLVD, UNIT 4336 DESTIN, FL 32541 | AFLAC | $75 | $1 | $76 | 0.01% |
| LAURA N TORRES3 Filed as: LAURA TORRES | PO BOX 12373 BEAUMONT, TX 77726 | AFLAC | $50 | $18 | $68 | 0.01% |
| JESSE E CROUCH3 Filed as: JESSE CROUCH | 206 OAK BROOK BLVD LAFAYETTE, LA 70508 | AFLAC | $62 | $0 | $62 | 0.01% |
| PATRICK J NEWSOM3 | 2506 VIDA SHAW RD NEW IBERIA, LA 70563 | AFLAC | $59 | $0 | $59 | 0.01% |
| SHELBY KENNEDY3 | 522 SAINT PATRICK ST LAYFAYETTE, LA 70506 | AFLAC | $56 | $0 | $56 | 0.01% |
| CRISTINA BROUSSARD3 | 625 BLUEBONNET ST LAKE CHARLES, LA 70605 | AFLAC | $46 | $0 | $46 | 0.01% |
| ISABELLA L PARKER3 Filed as: ISABELLA PARKER | 161 ANNAS LN ZAVALLA, TX 75980 | AFLAC | $22 | $9 | $31 | 0.01% |
| MELISSA STEWART3 | 1616 DEERFIELD DR LAKE CHARLES, LA 70611 | AFLAC | $24 | $0 | $24 | 0.00% |
| KAREN J MCDONALD3 Filed as: KAREN MCDONALD | PO BOX 8105 LUMBERTON, TX 77657 | AFLAC | $15 | $9 | $24 | 0.00% |
| KAY LANDRY3 | 1115 CLAYTON CASTILLE ROAD BREAUX BRIDGE, LA 70517 | AFLAC | $22 | $0 | $22 | 0.00% |
| LISA SARRADET NEWSOM3 | 104 ARAPAHOE DR LAFAYETTE, LA 70503 | AFLAC | $17 | $0 | $17 | 0.00% |
| JOHN R CAMBRE3 | 101 SARA DEE PKWY LAFAYETTE, LA 70508 | AFLAC | $16 | $0 | $16 | 0.00% |
| KAYLA M SIMON3 | 1050 COOPER ROAD ARNAUDVILLE, LA 70512 | AFLAC | $15 | $0 | $15 | 0.00% |
| CONNIE WINDSOR3 | 1628 W COMMON ST LAKE CHARLES, LA 70601 | AFLAC | $14 | $0 | $14 | 0.00% |
| BOBBY W CLARK JR3 | 312 CALYPSO LANE LAFAYETTE, LA 70508 | AFLAC | $8 | $0 | $8 | 0.00% |
| JOSHUA HEBERT3 | 616 SIMAR ST IOTA, LA 70543 | AFLAC | $8 | $0 | $8 | 0.00% |
| SARAH BOUDREAUX3 | 1717 E PRIEN LAKE RD, STE 4 LAKE CHARLES, LA 70801 | AFLAC | $3 | $0 | $3 | 0.00% |
| ELLIS G HASSIEN3 | PO BOX 1448 SULPHUR, LA 70664 | AFLAC | $2 | $0 | $2 | 0.00% |
| SHELLY GALLAND3 | 5031 LA PREMIERE DR MAURICE, LA 70555 | AFLAC | $1 | $0 | $1 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: BRADY, CHAPMAN, HOLLAND & ASSOC | 10055 W. GULF BANK ROAD HOUSTON, TX 77040 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $18K | $0 | $18K | 5.79% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM AGENCY INC. | 1826 NORTH LOOP 1604 W SUITE 375 SAN ANTONIO, TX 78248 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 0.37% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: BRADY CHAPMAN HOLLAND ASSOC INC. | 10055 WEST GULF BANK HOUSTON, TX 77040 | STANDARD INSURANCE COMPANY | $1K | $0 | $1K | 11.99% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | STANDARD INSURANCE COMPANY | $22 | $0 | $22 | 0.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 439 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 445 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | NATIONAL UNDERWRITING SERVICES, INC. | 298 | $493K |
| Dental(2 contracts, 2 carriers) | NATIONAL UNDERWRITING SERVICES, INC. | 333 | $798K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 333 | $305K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 423 | $590K |
| Short-term disability | AFLAC | 354 | $579K |
| Stop-loss / reinsurancereinsurance | NATIONAL UNDERWRITING SERVICES, INC. | 298 | $493K |
| Other(2 contracts, 2 carriers) | AFLAC | 423 | $590K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 423 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.