| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC | 500 W 13TH ST FORT WORTH, TX 76102 | BLUECROSS BLUESHIELD OF TEXAS | $0 | $25K | $25K | 3.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | P O BOX 908 FORT WORTH, TX 76101 | METROPOLITAN LIFE INSURANCE COMPANY | $35K | $22 | $35K | 9.42% |
| RACHEL THERIOT CURRY3 | 109 WINGED FOOT DR BROUSSARD, LA 70518 | AFLAC | $22K | $27 | $22K | 5.87% |
| MATTHEW R FONTENOT3 | 2924 LINWOOD LOOP OPELOUSAS, LA 70570 | AFLAC | $16K | $29 | $16K | 4.27% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE, STE 100 LAFAYETTE, LA 70508 | AFLAC | $8K | $45 | $8K | 2.27% |
| MIA M FONTENOT3 | 2924 LINWOOD LOOP OPELOUSAS, LA 70570 | AFLAC | $7K | $73 | $7K | 1.93% |
| CARLOS D ESPINOSA3 | 17827 PUMPKIN VINE DR HOCKLEY, TX 77447 | AFLAC | $5K | $17 | $5K | 1.47% |
| TERRY JAMES LAPORTE3 Filed as: TERRY JAMES THERIOT | 1082 JOE MOUTON RD SAINT MARTINVILLE, LA 70582 | AFLAC | $5K | $24 | $5K | 1.41% |
| JEANNE LANDRY3 | 1113 BAYOU TRCE BREAUX BRIDGE, LA 70517 | AFLAC | $4K | $49 | $4K | 1.18% |
| LEILANI THERIOT3 | 208 CASCADE PALM CT YOUNGSVILLE, LA 70592 | AFLAC | $4K | $33 | $4K | 0.97% |
| SHERRY DEAN HOMAN3 | 2040 PERENNIAL LN BATON ROUGE, LA 70810 | AFLAC | $2K | $0 | $2K | 0.51% |
| ROBERTO ALAN ESPINOSA3 | 17827 PUMPKIN VINE DR HOCKLEY, TX 77447 | AFLAC | $2K | $0 | $2K | 0.42% |
| THEODORE AUTHEMENT3 | 800 RYAN ST STE 200 LAKE CHARLES, LA 70601 | AFLAC | $984 | $0 | $984 | 0.27% |
| GUSTAVO DANIEL GEVARA3 | 25306 SANDY TRACE LN KATY, TX 77494 | AFLAC | $976 | $5 | $981 | 0.27% |
| CHELSIE R HEBERT3 | P O BOX 1341 BREAUX BRIDGE, LA 70517 | AFLAC | $817 | $0 | $817 | 0.22% |
| BLAZE J FREMIN3 | P O BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $639 | $0 | $639 | 0.17% |
| TAMMY M GASPARD3 | 501 OAK MANOR DR NEW IBERIA, LA 70563 | AFLAC | $544 | $0 | $544 | 0.15% |
| MICHELLE A BAUGHMAN3 | 109 BAKER ST BROUSSARD, LA 70518 | AFLAC | $495 | $0 | $495 | 0.13% |
| SOUTH CENTRAL INSURANCE BROKERS LLC3 | 305 E 3RD ST CROWLEY, LA 70526 | AFLAC | $299 | $0 | $299 | 0.08% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $258 | $0 | $258 | 0.07% |
| ROGER A PISANI3 | 1207 BROYLES ST YOUNGSVILLE, LA 70592 | AFLAC | $214 | $0 | $214 | 0.06% |
| SHERRY DEAN HOMAN3 | 1307 THOMASSEE RD ARNAUDVILLE, LA 70512 | AFLAC | $209 | $0 | $209 | 0.06% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $206 | $0 | $206 | 0.06% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $180 | $0 | $180 | 0.05% |
| TYRA ANN MEEHAN3 | 12018 HAYWARDS DR MAURICE, LA 70555 | AFLAC | $169 | $0 | $169 | 0.05% |
| CANDACE M MECHE3 | 100 TALON RD YOUNGSVILLE, LA 70592 | AFLAC | $141 | $0 | $141 | 0.04% |
| MORGAN BRENKE3 | 216 COUNTRY PARK DR YOUNGSVILLE, LA 70592 | AFLAC | $119 | $0 | $119 | 0.03% |
| LACEY A FONTENOT3 | 5264 HIGHWAY 182 OPELOUSAS, LA 70570 | AFLAC | $108 | $0 | $108 | 0.03% |
| HEATHER NEDDEAU3 | 20518 N BLUE HYACINTH DR CYPRESS, TX 77433 | AFLAC | $92 | $0 | $92 | 0.02% |
| CHRISTY FAYE MELANCON3 | 1017 GERARD LN BREAUX BRIDGE, LA 70517 | AFLAC | $90 | $0 | $90 | 0.02% |
| KIMBERLY BOURQUE SMITH3 | 642 CLARENCE CORMIER RD CARENCO, LA 70520 | AFLAC | $72 | $0 | $72 | 0.02% |
| KAMI HEBERT3 | 109 MARGARET STREET LAFAYETTE, LA 70501 | AFLAC | $55 | $0 | $55 | 0.01% |
| CHATLAIN LEBLANC3 | 32254 KEILA DR SPRINGFIELD, LA 70462 | AFLAC | $35 | $0 | $35 | 0.01% |
| JOHN A DONALDSON3 | 2004 98 PALMS BLVD UNIT 4336 DESTIN, FL 32541 | AFLAC | $33 | $0 | $33 | 0.01% |
| LUIS SOTO3 | 7018 KEMPER DR PASADENA, TX 77505 | AFLAC | $22 | $8 | $30 | 0.01% |
| SHELBY KENNEDY3 | 522 SAINT PATRICK ST LAFAYETTE, LA 70506 | AFLAC | $28 | $0 | $28 | 0.01% |
| CARLOS IPARRAGUIRRE3 | 931 ROSEDOWN LN LAFAYETTE, LA 70503 | AFLAC | $26 | $0 | $26 | 0.01% |
| JOHANN Y RESTITUYO3 | 19403 ALTON SPRINGS DR CYPRESS, TX 77433 | AFLAC | $22 | $0 | $22 | 0.01% |
| PATRICK J NEWSOM3 | 368 HIGHLAND OAKS AVE GRAY, LA 70359 | AFLAC | $22 | $0 | $22 | 0.01% |
| CRISTINA BROUSSARD3 Filed as: CRISTINA N BROUSSARD | 825 BLUEBONNET ST LAKE CHARLES, LA 70605 | AFLAC | $17 | $0 | $17 | 0.00% |
| MELISSA STEWART3 Filed as: MELISSA VINCENT STEWART | 1616 DEERFIELD DR LAKE CHARLES, LA 70611 | AFLAC | $9 | $0 | $9 | 0.00% |
| JOSHUA HEBERT3 | 616 SIMAR ST IOTA, LA 70543 | AFLAC | $7 | $0 | $7 | 0.00% |
| LISA SARRADET NEWSOM3 | 104 ARAPAHOE DR LAFAYETTE, LA 70503 | AFLAC | $6 | $0 | $6 | 0.00% |
| CHATLAIN LEBLANC3 | 1008 S COLLEGE RD, APT 212 LAFAYETTE, LA 70503 | AFLAC | $4 | $0 | $4 | 0.00% |
| JESSE E CROUCH3 | 206 OAK BROOK BLVD LAFAYETTE, LA 70508 | AFLAC | $2 | $0 | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 792 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 794 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 746 | $847K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,142 | $373K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,142 | $373K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,142 | $743K |
| Short-term disability | AFLAC | 368 | $370K |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF TEXAS | 746 | $847K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,142 | $743K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.