| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | UNITED HEALTHCARE INSURANCE COMPANY | $10K | $60K | $70K | 5.64% |
| DEBORAH A WHITTINGTON3 | PO BOX 8132 CORPUS CHRISTI, TX 78468 | AFLAC | $2K | $19 | $2K | 5.36% |
| LINDA R MENDEZ3 | 9489 CHARDON CIR APT 111 WEST CHESTER, OH 45069 | AFLAC | $344 | — | $344 | 0.91% |
| ALEXANDER A ARTMAN3 Filed as: ALEXANDER ARTMAN | 102 POINTE VIEW DR MARS, PA 16046 | AFLAC | $299 | — | $299 | 0.79% |
| JOE A RODGERS3 | 1601 DOVE LN CORPUS CHRISTI, TX 78418 | AFLAC | $270 | — | $270 | 0.72% |
| ARMANDO PEREZ3 | 5622 TANGLEWOOD DR CORPUS CHRISTI, TX 78412 | AFLAC | $224 | — | $224 | 0.59% |
| CHARLES MCCRANN3 | PO BOX 6971 CORPUS CHRISTI, TX 78466 | AFLAC | $184 | — | $184 | 0.49% |
| WILLIAM M HURLEY3 | 712 S CHILTON AVE TYLER, TX 75701 | AFLAC | $154 | — | $154 | 0.41% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $119 | — | $119 | 0.32% |
| NATHAN WALSTON4 | 6801 CROSSWINDS DR CORPUS CHRISTI, TX 78414 | AFLAC | $113 | $4 | $117 | 0.31% |
| SALVADOR DALI SANCHEZ3 | 2921 AIRLINE RD APT 916 CORPUS CHRISTI, TX 78414 | AFLAC | $107 | — | $107 | 0.28% |
| DEWAYNE E RICHARDSON3 | 4639 CORONA DR STE 37 CORPUS CHRISTI, TX 78411 | AFLAC | $93 | — | $93 | 0.25% |
| CINIA C MONTOYA3 | PO BOX 61015 CORPUS CHRISTI, TX 78466 | AFLAC | $57 | — | $57 | 0.15% |
| DONAVAN W MASSEY3 | 1901 CARRIAGE PARK DR ALEXANDRIA, KY 41001 | AFLAC | $51 | — | $51 | 0.14% |
| PHILLIP W STORM3 | PO BOX 867 ALICE, TX 78333 | AFLAC | $39 | — | $39 | 0.10% |
| KYLE R SCOTT3 | 101 HORSESHOE BND WAXAHACHIE, TX 75165 | AFLAC | $30 | $4 | $34 | 0.09% |
| FRANK D LAFEMINA3 | 165 S GUADALUPE ST STE 120 SAN MARCOS, TX 78666 | AFLAC | $31 | — | $31 | 0.08% |
| GILBERT M ELIZONDO | 6817 PRINCESS JEAN CORPUS CHRISTI, TX 78414 | AFLAC | $30 | — | $30 | 0.08% |
| ANTONIA DAVILA3 | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $18 | — | $18 | 0.05% |
| JOSE J RAMIREZ3 | PO BOX 681176 SAN ANTONIO, TX 78268 | AFLAC | $13 | — | $13 | 0.03% |
| J ANTHONY FLORES3 | 912 3RD ST FLORESVILLE, TX 78114 | AFLAC | $13 | — | $13 | 0.03% |
| LARRY W MARONEY3 | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $10 | — | $10 | 0.03% |
| CLARENCE E (GENE) DANNELLY3 Filed as: CLARENCE E GENE DANNELLY | 20110 AMBERVINE CIRCLE KATY, TX 77450 | AFLAC | $9 | — | $9 | 0.02% |
| BILLY KEITH3 | 2211 N 23RD ST MCALLEN, TX 78501 | AFLAC | $7 | — | $7 | 0.02% |
| JAY T REX3 | 5021 PYRENEES PASS AUSTIN, TX 78738 | AFLAC | $5 | — | $5 | 0.01% |
| ANDREW M GARCIA3 | 906 CARMEL PARKWAY CORPUS CHRISTI, TX 78411 | AFLAC | $4 | — | $4 | 0.01% |
| ELADIO MOREN DAVILA3 | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $3 | — | $3 | 0.01% |
| JOE A DEPASQUAL3 | 814 HILLTOP DR WEATHERFORD, TX 76086 | AFLAC | $2 | — | $2 | 0.01% |
| TIFFANY INGRAM WALKER3 | 8627 WOODS HOLLOW TRL RICHMOND, TX 77406 | AFLAC | $1 | — | $1 | 0.00% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | PAUL REVERE LIFE INSURANCE COMPANY | $3K | $133 | $3K | 14.95% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $68 | — | $68 | 3.98% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: TAMARA BROWN GALLAGHER | 133 NOBLE WOODS BOERNE, TX 78006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $43 | — | $43 | 2.52% |
| KELLY MELISSA RUSHING3 | 725 RIVER BLUFF DRIVE LYTLE, TX 78052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.99% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 11086 NW COUNTY RD 1370 BARRY, TX 75102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.47% |
| THOMAS SNYDER3 | 10539 DEDEKE DR NEW BRAUNFELS, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 244 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 244 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 244 | $1.2M |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 44 | $39K |
| Long-term disability(2 contracts, 2 carriers) | AFLAC | 44 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 244 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.