| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | UNITED HEALTHCARE INSURANCE COMPANY | $9K | $47K | $56K | 6.18% |
| DEBORAH A WHITTINGTON3 | PO BOX 8132 CORPUS CHRISTI, TX 78468 | AFLAC | $3K | $39 | $3K | 6.13% |
| LINDA R MENDEZ3 | 9489 CHARDON CIR APT 111 WEST CHESTER, OH 45069 | AFLAC | $388 | — | $388 | 0.91% |
| ALEXANDER A ARTMAN3 Filed as: ALEXANDER ARTMAN | 102 POINTE VIEW DR MARS, PA 16046 | AFLAC | $339 | — | $339 | 0.80% |
| ARMANDO PEREZ3 | 5622 TANGLEWOOD DR CORPUS CHRISTI, TX 78412 | AFLAC | $318 | — | $318 | 0.75% |
| JOE A RODGERS3 | 1601 DOVE LN CORPUS CHRISTI, TX 78418 | AFLAC | $309 | — | $309 | 0.73% |
| CHARLES MCCRANN3 | PO BOX 6971 CORPUS CHRISTI, TX 78466 | AFLAC | $195 | — | $195 | 0.46% |
| WILLIAM M HURLEY3 | 712 S CHILTON AVE TYLER, TX 75701 | AFLAC | $185 | — | $185 | 0.44% |
| NATHAN WALSTON4 | 2717 ELTONNE GARDENS DR CORPUS CHRISTI, TX 78415 | AFLAC | $148 | $9 | $157 | 0.37% |
| DEWAYNE E RICHARDSON3 | 4639 CORONA DR STE 37 CORPUS CHRISTI, TX 78411 | AFLAC | $137 | — | $137 | 0.32% |
| BARBARA BAROS3 | 5301 GOSHEN CT CORPUS CHRISTI, TX 78413 | AFLAC | $125 | — | $125 | 0.29% |
| KYLE R SCOTT3 | 109 BLOOMINGDALE CIR VICTORIA, TX 77904 | AFLAC | $96 | $9 | $105 | 0.25% |
| SALVADOR DALI SANCHEZ3 | 2921 AIRLINE RD APT 916 CORPUS CHRISTI, TX 78414 | AFLAC | $93 | — | $93 | 0.22% |
| CINIA C MONTOYA3 | PO BOX 61015 CORPUS CHRISTI, TX 78466 | AFLAC | $57 | — | $57 | 0.13% |
| DONAVAN W MASSEY3 | 14901 WINDWARD DR APT 304 CORPUS CHRISTI, TX 78418 | AFLAC | $53 | — | $53 | 0.12% |
| PHILLIP W STORM3 | PO BOX 867 ALICE, TX 78333 | AFLAC | $39 | — | $39 | 0.09% |
| ANTONIA DAVILA3 | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $38 | — | $38 | 0.09% |
| FRANK D LAFEMINA3 | 165 S GUADALUPE ST STE 120 SAN MARCOS, TX 78666 | AFLAC | $31 | — | $31 | 0.07% |
| BRUCE GOULET3 | 4122 CAPRI DR CORPUS CHRISTI, TX 78411 | AFLAC | $14 | — | $14 | 0.03% |
| JOSE J RAMIREZ3 | PO BOX 681176 SAN ANTONIO, TX 78268 | AFLAC | $13 | — | $13 | 0.03% |
| J ANTHONY FLORES3 | 912 3RD ST FLORESVILLE, TX 78114 | AFLAC | $13 | — | $13 | 0.03% |
| BILLY KEITH3 | 2211 N 23RD ST MCALLEN, TX 78501 | AFLAC | $13 | — | $13 | 0.03% |
| CLARENCE E (GENE) DANNELLY3 Filed as: CLARENCE E GENE DANNELLY | 20110 AMBERVINE CIRCLE KATY, TX 77450 | AFLAC | $11 | — | $11 | 0.03% |
| LARRY W MARONEY3 | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $10 | — | $10 | 0.02% |
| ANDREW M GARCIA3 | 906 CARMEL PARKWAY CORPUS CHRISTI, TX 78411 | AFLAC | $10 | — | $10 | 0.02% |
| JAY T REX3 | 5021 PYRENEES PASS AUSTIN, TX 78738 | AFLAC | $5 | — | $5 | 0.01% |
| ELADIO MOREN DAVILA3 | 4900 N 23RD ST MCALLEN, TX 78504 | AFLAC | $3 | — | $3 | 0.01% |
| NORMA TREVINO3 | 5917 SAN PEDRO AVE STE 3 SAN ANTONIO, TX 78212 | AFLAC | $3 | — | $3 | 0.01% |
| BRENDA Y HERNANDEZ3 | 2728 MAYORCA ST BROWNSVILLE, TX 78520 | AFLAC | $3 | — | $3 | 0.01% |
| SAMUEL O GUERRERO3 | 5156 N EXPRESSWAY BROWNSVILLE, TX 78526 | AFLAC | $2 | — | $2 | 0.00% |
| JOE A DEPASQUAL3 | 814 HILLTOP DR WEATHERFORD, TX 76086 | AFLAC | $2 | — | $2 | 0.00% |
| TIFFANY INGRAM WALKER3 | 8627 WOODS HOLLOW TRL RICHMOND, TX 77406 | AFLAC | $2 | — | $2 | 0.00% |
| KATHY JOHNSON3 | 4600 N 5TH ST MCALLEN, TX 78504 | AFLAC | $1 | — | $1 | 0.00% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | PAUL REVERE LIFE INSURANCE COMPANY | $3K | $133 | $3K | 14.98% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 49501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $76 | — | $76 | 4.45% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: TAMARA BROWN GALLAGHER | 133 NOBLE WOODS BOERNE, TX 78006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47 | — | $47 | 2.75% |
| KELLY MELISSA RUSHING3 | 725 RIVER BLUFF DRIVE LYTLE, TX 78052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 1.11% |
| JOHN WEBER3 | 101 N UPPER BROADWAY ST CORPUS CHRISTI, TX 78401 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.99% |
| THOMAS SNYDER3 | 10539 DEDEKE DR NEW BRAUNFELS, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.53% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 11086 NW COUNTY RD 1370 BARRY, TX 75102 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 0.53% |
| TROY J PALMER3 | 15534 CLOVER RDG SAN ANTONIO, TX 78248 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 243 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 243 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 243 | $911K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 44 | $44K |
| Long-term disability(2 contracts, 2 carriers) | AFLAC | 44 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 243 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.