| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 500 SAN DIEGO, CA 92122 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $25K | $8K | $33K | 5.99% |
| IMA, INC.3 | P.O. BOX 6030 PASADENA, CA 911026030 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $30K | — | $30K | 5.46% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 500 SAN DIEGO, CA 92122 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | $4K | $14K | 6.35% |
| IMA, INC.3 | P.O. BOX 6030 PASADENA, CA 911026030 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $12K | — | $12K | 5.54% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | LOCKBOX 740659 LOS ANGELES, CA 90074 | EYEMED VISION CARE | $4K | — | $4K | 2.94% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 500 SAN DIEGO, CA 92122 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | — | $14K | 15.34% |
| BRADLEY TAYLOR3 | 101 S. GARLAND AVENUE SUITE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 10.23% |
| NEXT GENERATION ENROLLMENT INC.5 | P.O. BOX 1313 ORLANDO, FL 32802 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3K | $3K | 3.66% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVENUTE, SUITE 400 PARK 80, PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | — | $451 | $451 | 0.48% |
| MARSH & MCLENNAN AGENCY LLC3 | 6279 TRI RIDGE BLVD. SUITE 400 LOVELAND, OH 45140 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6 | $6 | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BOLTON INSURANCE SERVICES LLC | P.O. BOX 6030 PASADENA, CA 91102 | METLIFE LEGAL PLANS | $3K | — | $3K | 3.75% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | P.O. BOX 350 CONSHOHOCKEN, PA 19428 | METLIFE LEGAL PLANS | $949 | $107 | $1K | 1.40% |
| MARSH & MCLENNAN AGENCY LLC3 | PARK 80 WEST, PLAZA TWO SADDLE BROOK, NJ 07663 | METLIFE LEGAL PLANS | — | $32 | $32 | 0.04% |
| MARSH & MCLENNAN AGENCY LLC3 | TRION OPERATING LOCKBOX P.O. BOX 412703 BOSTON, MA 02241 | METLIFE LEGAL PLANS | — | $30 | $30 | 0.04% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 500 SAN DIEGO, CA 92122 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | — | $12K | 16.65% |
| BRADLEY TAYLOR3 | 101 S. GARLAND AVENUE SUITE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 11.10% |
| NEXT GENERATION ENROLLMENT INC.5 | P.O. BOX 1313 ORLANDO, FL 32802 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3K | $3K | 4.09% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVENUE, SUITE 400 PARK 80, PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | — | $383 | $383 | 0.55% |
| MARSH & MCLENNAN AGENCY LLC3 | 6279 TRI RIDGE BLVD. SUITE 400 LOVELAND, OH 45140 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5 | $5 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 500 SAN DIEGO, CA 92122 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $1K | $5K | 8.78% |
| IMA, INC.3 | P.O. BOX 6030 PASADENA, CA 911026030 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 8.10% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 500 SAN DIEGO, CA 92122 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $563 | $2K | 6.39% |
| IMA, INC.3 | P.O. BOX 6030 PASADENA, CA 911026030 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 5.53% |
| IMA, INC.3 | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | GUARDIAN | $825 | — | $825 | 5.65% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 100 SAN DIEGO, CA 92122 | GUARDIAN | $634 | $79 | $713 | 4.89% |
| PACIFIC ADVISORS LLC3 | 2875 MICHELLE DRIVE SUITE 110 IRVINE, CA 92606 | GUARDIAN | $62 | — | $62 | 0.42% |
| IMA, INC.3 | 3475 E. FOOTHILL BLVD. SUITE 100 PASADENA, CA 91107 | GUARDIAN | $21K | — | $21K | — |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 500 SAN DIEGO, CA 92122 | GUARDIAN | $17K | — | $17K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,757 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,757 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 546 | $3.0M |
| Dental(2 contracts) | GUARDIAN | 821 | $15K |
| Vision | EYEMED VISION CARE | 2,359 | $119K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,573 | $551K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,429 | $223K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC. | 387 | $2.8M |
| Other(6 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,438 | $331K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,359 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.