| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 500 SAN DIEGO, CA 92122 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $50K | $8K | $58K | 11.60% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 500 SAN DIEGO, CA 92122 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $21K | $3K | $25K | 11.66% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 500 SAN DIEGO, CA 92122 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $33 | $5K | 6.09% |
| BRADLEY TAYLOR3 | 101 S. GARLAND AVENUE SUITE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 4.03% |
| NEXT GENERATION ENROLLMENT INC.5 | P.O. BOX 1313 ORLANDO, FL 32802 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 1.26% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | 101 S. GARLAND AVENUE SUITE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $75 | — | $75 | 0.08% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVENUTE, SUITE 400 PARK 80, PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | — | $40 | $40 | 0.05% |
| MARSH & MCLENNAN AGENCY LLC3 | 6279 TRI RIDGE BLVD. SUITE 400 LOVELAND, OH 45140 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3 | $3 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 500 SAN DIEGO, CA 92122 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $33 | $5K | 6.20% |
| BRADLEY TAYLOR3 | 101 S. GARLAND AVENUE SUITE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 4.10% |
| NEXT GENERATION ENROLLMENT INC.5 | P.O. BOX 1313 ORLANDO, FL 32802 | METROPOLITAN LIFE INSURANCE COMPANY | — | $940 | $940 | 1.28% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 S. GARLAND AVENUE SUITE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $92 | — | $92 | 0.13% |
| MARSH & MCLENNAN AGENCY LLC6 Filed as: MARSH & MCLENNAN | 250 PEHLE AVENUE, SUITE 400 PARK 80, PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | — | $88 | $88 | 0.12% |
| MARSH & MCLENNAN AGENCY LLC3 | 6279 TRI RIDGE BLVD. SUITE 400 LOVELAND, OH 45140 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6 | $6 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 | LOCKBOX 740659 LOS ANGELES, CA 90074 | EYEMED VISION CARE | $3K | — | $3K | 6.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 500 SAN DIEGO, CA 92122 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | $1K | $10K | 16.94% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | LOCKBOX 740659 LOS ANGELES, CA 90074 | EYEMED VISION CARE | $3K | — | $3K | 6.03% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 500 SAN DIEGO, CA 92122 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $512 | $3K | 11.82% |
| NEXT GENERATION ENROLLMENT INC.3 Filed as: NEXT GENERATION ENROLLMENT INC | P.O. BOX 1313 ORLANDO, FL 32802 | SAFEGUARD HEALTH PLANS, INC. | — | $209 | $209 | 0.97% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | P.O. BOX 350 CONSHOHOCKEN, PA 19428 | METLIFE LEGAL PLANS | $4K | — | $4K | 30.35% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA, INC., TRION GROUP | 2300 RENAISSANCE BLVD. A MARCH MCLENNAN AGENCY KING OF PRUSSIA, PA 19406 | METLIFE LEGAL PLANS | — | $237 | $237 | 1.91% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO., A MARSH & | MCLENNAN AGENCY LLC 11330 LAKEFIELD DR, STE 100, BLDG 1 JOHNS CREEK, GA 30097 | METLIFE LEGAL PLANS | — | $78 | $78 | 0.63% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: RJF A MARCH & MCLENNAN AGENCY | 2300 RENAISSANCE BLVD. KING OF PRUSSIA, PA 19406 | METLIFE LEGAL PLANS | — | $64 | $64 | 0.51% |
| MARCH USA, INC.3 Filed as: MARCH USA INC. | 1 POLARIS WAY SUITE 300 ALISO VIEJO, CA 92656 | METLIFE LEGAL PLANS | — | $38 | $38 | 0.31% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 500 SAN DIEGO, CA 92122 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $313 | — | $313 | 3.22% |
| NEXT GENERATION ENROLLMENT INC.5 | P.O. BOX 1313 ORLANDO, FL 32802 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | — | $78 | $78 | 0.80% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE, SUITE 100 SAN DIEGO, CA 92122 | METROPOLITAN LIFE INSURANCE COMPANY | — | $33 | $33 | 1.22% |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE BENEFIT ADMINSTRATION | 101 S. GARLAND AVENUE SUITE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $4 | — | $4 | 0.15% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | LOCKBOX 740659 LOS ANGELES, CA 90074 | EYEMED VISION CARE | $5 | — | $5 | 5.75% |
| MARSH & MCLENNAN AGENCY LLC3 | 9171 TOWNE CENTRE DRIVE SUITE 500 SAN DIEGO, CA 92122 | METLIFE LIFE INSURANCE COMPANY | — | $33 | $33 | — |
| PLANSOURCE BENEFITS ADMINISTRATION3 Filed as: PLANSOURCE BENEFIT ADMINSTRATION | 101 S. GARLAND AVENUE SUITE 203 ORLANDO, FL 32801 | METLIFE LIFE INSURANCE COMPANY | $18 | — | $18 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,447 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 130 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,577 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 544 | $3.3M |
| Dental(3 contracts, 3 carriers) | SAFEGUARD HEALTH PLANS, INC. | 172 | $31K |
| Vision(6 contracts) | EYEMED VISION CARE | 997 | $138K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,685 | $499K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,584 | $210K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC. | 431 | $3.1M |
| Other(5 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,589 | $188K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,685 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.