| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC7 | 29840 NETWORK PL CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $22K | $1K | $23K | 15.83% |
| AON CONSULTING INC7 | 29840 NETWORK PL CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $10K | $500 | $11K | 15.72% |
| AON CONSULTING INC7 | 29840 NETWORK PL CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $245 | $5K | 15.86% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BNFT PROGRAMS INC | AN AON COMPANY PO BOX 6718 SOMERSET, NJ 08875 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | $321 | $5K | 16.55% |
| AON CONSULTING INC3 Filed as: AON RISK SVCS CENTRAL INC | PO BOX 955909 ST. LOUIS, MO 63195 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $659 | — | $659 | 2.33% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BNFT PROGRAMS INC | AN AON COMPANY PO BOX 6718 SOMERSET, NJ 08875 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $262 | $3K | 11.72% |
| AON CONSULTING INC3 Filed as: AON RISK SVCS CENTRAL INC | PO BOX 955909 ST. LOUIS, MO 63195 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $479 | — | $479 | 2.24% |
| AON CONSULTING INC7 | 29840 NETWORK PL CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $90 | $3K | 15.55% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 151 FARMINGTON AVE. HARTFORD, CT 06156 | $107K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 433 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 433 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KANSAS, INC. | 433 | $187K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 411 | $36K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 208 | $145K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 208 | $70K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 70 | $29K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE CO. | 187 | $1.0M |
| Other(3 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 208 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 433 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.