| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC7 Filed as: AON RISK SERVICES CENTRAL | 75 REMITTANCE DR STE 1446 CHICAGO, IL 60675 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 15.00% |
| AON CONSULTING INC7 | 29840 NETWORK PL CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $634 | $634 | 1.40% |
| AON CONSULTING INC7 Filed as: AON RISK SERVICES CENTRAL | 75 REMITTANCE DR STE 1446 CHICAGO, IL 60675 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 15.00% |
| AON CONSULTING INC7 | 29840 NETWORK PL CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $404 | $404 | 1.35% |
| AON CONSULTING INC3 Filed as: AON RISK SVCS CENTRAL INC | NORTHERN TRUST BANK 75 REMITTANCE DR STE 1943 CHICAGO, IL 60675 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8K | $560 | $8K | 35.63% |
| AON CONSULTING INC7 Filed as: AON RISK SERVICES CENTRAL | 75 REMITTANCE DR STE 1446 CHICAGO, IL 60675 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 15.00% |
| AON CONSULTING INC7 | 29840 NETWORK PL CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $184 | $184 | 1.39% |
| AON CONSULTING INC3 Filed as: AON RISK SVCS CENTRAL INC | NORTHERN TRUST BANK 75 REMITTANCE DR STE 1943 CHICAGO, IL 60675 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | $321 | $3K | 26.14% |
| AON CONSULTING INC7 Filed as: AON RISK SERVICES CENTRAL | 75 REMITTANCE DR STE 1446 CHICAGO, IL 60675 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $809 | — | $809 | 15.01% |
| AON CONSULTING INC7 | 29840 NETWORK PL CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $73 | $73 | 1.35% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $66K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 434 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 434 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 434 | $250K |
| Dental | AETNA LIFE INSURANCE CO. | 434 | $250K |
| Vision | AETNA LIFE INSURANCE CO. | 434 | $250K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 175 | $45K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 174 | $30K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 53 | $13K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE CO. | 169 | $316K |
| Other(3 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 175 | $41K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 434 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.