| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | DBA AON CONSULTING OF NEW JER 4801 MAIN STREET, SUITE 350 KANSAS CITY, MO 64112 | HCC LIFE INSURANCE COMPANY | — | $7K | $7K | 2.00% |
| AON CONSULTING INC7 Filed as: AON RISK SERVICES CENTRAL | 4801 MAIN STREET STE 350 KANSAS CITY, MO 64112 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | $411 | $10K | 15.66% |
| AON CONSULTING INC7 Filed as: AON RISK SERVICES CENTRAL | 4801 MAIN STREET STE 350 KANSAS CITY, MO 64112 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $209 | $5K | 15.67% |
| AON CONSULTING INC3 Filed as: AON RISK SVCS CENTRAL INC | PO BOX 955909 ST. LOUIS, MO 63195 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3K | — | $3K | 12.44% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | $160 | $160 | 0.69% |
| AON CONSULTING INC7 Filed as: AON RISK SERVICES CENTRAL | 4801 MAIN STREET STE 350 KANSAS CITY, MO 64112 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $100 | $2K | 15.64% |
| AON CONSULTING INC3 Filed as: AON RISK SVCS CENTRAL INC | PO BOX 955909 ST. LOUIS, MO 63195 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 11.36% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | $109 | $109 | 0.79% |
| AON CONSULTING INC7 Filed as: AON RISK SERVICES CENTRAL | 4801 MAIN STREET STE 350 KANSAS CITY, MO 64112 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $51 | $1K | 15.74% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $94K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 469 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 469 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE CO. | 469 | $340K |
| Vision | AETNA LIFE INSURANCE CO. | 469 | $340K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 194 | $62K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 194 | $31K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 62 | $16K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 185 | $369K |
| Other(3 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 194 | $44K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 469 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.