| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | ONE FEDERAL STREET, 20TH FLOOR BOSTON, MA 02110 | HCC LIFE INSURANCE COMPANY | — | $7K | $7K | 1.51% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | DBA AON CONSULTING OF NEW JER 4801 MAIN STREET, SUITE 350 KANSAS CITY, MO 64112 | HCC LIFE INSURANCE COMPANY | — | $2K | $2K | 0.49% |
| AON CONSULTING INC7 | 29840 NETWORK PL CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $12K | $547 | $12K | 15.69% |
| AON CONSULTING INC7 | 29840 NETWORK PL CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $303 | $6K | 15.81% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BNFT PROGRAMS INC | AN AON COMPANY 897 12TH STREET HAMMONTON, NJ 08037 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | $7 | $2K | 7.28% |
| AON CONSULTING INC3 Filed as: AON RISK SVCS CENTRAL INC | PO BOX 955909 ST. LOUIS, MO 63195 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 4.27% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | $33 | $33 | 0.14% |
| AON CONSULTING INC7 | 29840 NETWORK PL CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $152 | $3K | 15.76% |
| AON CONSULTING INC3 | 897 12TH ST HAMMONTON, NJ 08037 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | $6 | $1K | 8.95% |
| AON CONSULTING INC3 Filed as: AON RISK SVCS CENTRAL INC | PO BOX 955909 ST. LOUIS, MO 63195 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $737 | — | $737 | 4.56% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | $36 | $36 | 0.22% |
| AON CONSULTING INC7 | 29840 NETWORK PL CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $69 | $1K | 15.83% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $307K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 448 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 448 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HCC LIFE INSURANCE COMPANY | 161 | $438K |
| Dental | DELTA DENTAL OF KANSAS, INC. | 448 | $185K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 426 | $35K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 180 | $79K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 180 | $37K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 68 | $20K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 161 | $438K |
| Other(3 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 180 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 448 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.