| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 | 500 W 13TH STREET PO BOX 908 FORT WORTH, TX 76101 | BLUECROSS BLUESHIELD OF TEXAS | $63K | $0 | $63K | 1.25% |
| HIGGINBOTHAM INS AGENCY INC3 | 500 W 13TH STREET PO BOX 908 FORT WORTH, TX 76101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $44K | $0 | $44K | 10.75% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA ROAD STE 210 SCOTTSDALE, AZ 85255 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $20K | $20K | 4.95% |
| HIGGINBOTHAM INS AGENCY INC3 | 500 W 13TH STREET PO BOX 908 FORT WORTH, TX 76101 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | $22 | $25K | 7.46% |
| HIGGINBOTHAM INS AGENCY INC3 | 500 W 13TH STREET PO BOX 908 FORT WORTH, TX 76101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $20K | $0 | $20K | 10.81% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA ROAD STE 210 SCOTTSDALE, AZ 85255 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $9K | $9K | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 | 500 W 13TH STREET PO BOX 908 FORT WORTH, TX 76101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $13K | $0 | $13K | 10.75% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA ROAD STE 210 SCOTTSDALE, AZ 85255 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $6K | $6K | 4.94% |
| HIGGINBOTHAM INS AGENCY INC3 | 500 W 13TH STREET PO BOX 908 FORT WORTH, TX 76101 | VISION SERVICE PLAN | $0 | $5K | $5K | 6.48% |
| HIGGINBOTHAM INS AGENCY INC3 | 500 W 13TH STREET PO BOX 908 FORT WORTH, TX 76101 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $3K | $0 | $3K | 7.30% |
| HIGGINBOTHAM INS AGENCY INC3 | 500 W 13TH STREET PO BOX 908 FORT WORTH, TX 76101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $0 | $3K | 11.04% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA ROAD STE 210 SCOTTSDALE, AZ 85255 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $1K | $1K | 5.24% |
| HIGGINBOTHAM INS AGENCY INC3 | 500 W 13TH STREET PO BOX 908 FORT WORTH, TX 76101 | VISION SERVICE PLAN | $0 | $224 | $224 | 6.91% |
| HIGGINBOTHAM INS AGENCY INC3 | 500 W 13TH STREET PO BOX 908 FORT WORTH, TX 76101 | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | $34 | $0 | $34 | 7.74% |
| HIGGINBOTHAM INS AGENCY INC3 | 500 W 13TH STREET PO BOX 908 FORT WORTH, TX 76101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $27 | $0 | $27 | 9.89% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA ROAD STE 210 SCOTTSDALE, AZ 85255 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $14 | $14 | 5.13% |
| HIGGINBOTHAM INS AGENCY INC3 | 500 W 13TH STREET PO BOX 908 FORT WORTH, TX 76101 | SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | $4K | $0 | $4K | 1423.98% |
| HIGGINBOTHAM INS AGENCY INC3 | 500 W 13TH STREET PO BOX 908 FORT WORTH, TX 76101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11 | $0 | $11 | 9.73% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA ROAD STE 210 SCOTTSDALE, AZ 85255 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $6 | $6 | 5.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 489 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 497 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 985 | $5.1M |
| Dental(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 762 | $390K |
| Vision(2 contracts) | VISION SERVICE PLAN | 520 | $81K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,184 | $409K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 981 | $124K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,149 | $186K |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF TEXAS | 985 | $5.1M |
| Other(3 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,184 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,184 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.