| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGONBOTHAM INSURANCE AGENCY | 11700 KATY FREEWAY #1100 HOUSTON, TX 77079 | AETNA LIFE INSURANCE CO | $14K | — | $14K | 3.89% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | 500 W 13TH ST #250 FORT WORTH, TX 76102 | AETNA LIFE INSURANCE CO | $964 | — | $964 | 0.27% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM & ASSOCIATES | PO BOX 908 500 W 13TH ST FORT WORTH, TX 76102 | CIGNA GROUP INSURANCE | $32K | $11K | $43K | 13.34% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA ROAD #210 SCOTTSDALE, AZ 85255 | CIGNA GROUP INSURANCE | $0 | $16K | $16K | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | PO BOX 908 500 W 13TH ST FORT WORTH, TX 76102 | CIGNA GROUP INSURANCE | $17K | $6K | $22K | 13.32% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA ROAD #210 SCOTTSDALE, AZ 85255 | CIGNA GROUP INSURANCE | $0 | $8K | $8K | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM & ASSOCIATES | PO BOX 908 500 W 13TH ST FORT WORTH, TX 76102 | CIGNA GROUP INSURANCE | $7K | $2K | $9K | 13.09% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA ROAD #210 SCOTTSDALE, AZ 85255 | CIGNA GROUP INSURANCE | $0 | $3K | $3K | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | 500 W 13TH ST FORT WORTH, TX 76102 | VISION SERVICE PLAN | $4K | — | $4K | 6.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM & ASSOCIATES | PO BOX 908 500 W 13TH ST FORT WORTH, TX 76102 | CIGNA GROUP INSURANCE | $3K | $1K | $4K | 14.59% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA ROAD #210 SCOTTSDALE, AZ 85255 | CIGNA GROUP INSURANCE | $0 | $1K | $1K | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | 500 W 13TH ST FORT WORTH, TX 76102 | VISION SERVICE PLAN | $285 | — | $285 | 7.78% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM & ASSOCIATES | PO BOX 908 500 W 13TH ST FORT WORTH, TX 76102 | CIGNA GROUP INSURANCE | $46 | — | $46 | 10.02% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA ROAD #210 SCOTTSDALE, AZ 85255 | CIGNA GROUP INSURANCE | — | $23 | $23 | 5.01% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM & ASSOCIATES | PO BOX 908 500 W 13TH ST FORT WORTH, TX 76102 | CIGNA GROUP INSURANCE | $13 | $0 | $13 | 10.08% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA ROAD #210 SCOTTSDALE, AZ 85255 | CIGNA GROUP INSURANCE | $0 | $6 | $6 | 4.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 437 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 441 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO | 1,124 | $359K |
| Dental | AETNA LIFE INSURANCE CO | 1,124 | $359K |
| Vision(2 contracts) | VISION SERVICE PLAN | 434 | $65K |
| Life insurance(2 contracts) | CIGNA GROUP INSURANCE | 611 | $349K |
| Short-term disability | CIGNA GROUP INSURANCE | 611 | $69K |
| Long-term disability | CIGNA GROUP INSURANCE | 833 | $167K |
| Other(2 contracts) | CIGNA GROUP INSURANCE | 3 | $588 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,124 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.