| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM & ASSOCIATES | PO BOX 908 500 W 13TH ST FORT WORTH, TX 76102 | CIGNA GROUP INSURANCE | $51K | — | $51K | 10.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA ROAD #210 SCOTTSDALE, AZ 85255 | CIGNA GROUP INSURANCE | — | $26K | $26K | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | 11700 KATY FREEWAY STE #1100 HOUSTON, TX 77079 | AETNA LIFE INSUANCE CO | $36K | — | $36K | 9.76% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | 11700 KATY FREEWAY STE #1100 HOUSTON, TX 77079 | AETNA LIFE INSUANCE CO | — | $8K | $8K | 2.12% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM & ASSOCIATES | PO BOX 908 500 W 13TH ST FORT WORTH, TX 76102 | CIGNA GROUP INSURANCE | $28K | — | $28K | 10.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA RD #210 SCOTTSDALE, AZ 85255 | CIGNA GROUP INSURANCE | — | $14K | $14K | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM & ASSOCIATES | PO BOX 908 500 W 13TH ST FORT WORTH, TX 76102 | CIGNA GROUP INSURANCE | $11K | — | $11K | 10.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PIMA RD #210 SCOTTSDALE, AZ 85255 | CIGNA GROUP INSURANCE | — | $5K | $5K | 5.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | 500 W 13TH ST FORT WORTH, TX 76102 | VISION SERVICE PLAN | $4K | — | $4K | 6.00% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM & ASSOCIATES | PO BOX 908 500 W 13TH ST FORT WORTH, TX 76102 | CIGNA GROUP INSURANCE | $4K | — | $4K | 10.00% |
| STEALTH PARTNER GROUP LLC3 Filed as: STEALTH PARTNER GROUP | 18940 NORTH PINA RD #210 SCOTTSDALE, AZ 85255 | CIGNA GROUP INSURANCE | — | $2K | $2K | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 428 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 431 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSUANCE CO | 1,134 | $372K |
| Dental | AETNA LIFE INSUANCE CO | 1,134 | $372K |
| Vision | VISION SERVICE PLAN | 459 | $63K |
| Life insurance(2 contracts) | CIGNA GROUP INSURANCE | 593 | $555K |
| Short-term disability | CIGNA GROUP INSURANCE | 594 | $109K |
| Long-term disability | CIGNA GROUP INSURANCE | 827 | $276K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,134 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.