Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingThe primary carrier changed from the prior filing. The plan has shown it will move. Pitch it again on the next cycle.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Stop-loss | Stop-loss | |
Life | Life |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 2 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,592 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,592 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNION LABOR LIFE INSURANCE COMPANY | 1,592 | $74K |
| Stop-loss / reinsurancereinsurance | STEALTH PARTNER GROUP LLC | 1,592 | $758K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,592 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ILLINOIS EIN 36-1236610 NONE | Contract Administrator; Participant communication; Non-monetary compensation; Float revenue; Named fiduciary; Other services; Claims processing; Direct payment from the plan Service code 12 | 300 E RANDOLPH ST CHICAGO, IL 60601 | $864K |
| SOUTHERN BENEFIT ADMINISTRATORS EIN 62-1116095 NONE | Plan Administrator; Consulting (general) Service code 14 | P.O. BOX 1449 GOODLETTSVILLE, TN 370701449 | $408K |
| RYAN BENEFITS, INC. NONE | Consulting (general) Service code 16 | 1100 MIRA VISTA BLVD 350 972-725-7749 PLANO, TX 75093 | $75K |
| SWIFTMD EIN 26-1306606 NONE | Claims processing Service code 12 | 801 SPRINGDALE DRIVE EXTON, PA 19341 | $54K |
| UBS FINANCIAL SERVICES, INC. EIN 13-2638166 NONE | Distribution (12b-1) fees; Investment management; Sales loads (front end and deferred); Custodial (securities); Account maintenance fees Service code 19 | 1285 AVENUE OF THE AMERIC NEW YORK, NY 10019 | $34K |
| DANIELS, IRWIN & AYLOR EIN 62-1802605 NONE | Accounting (including auditing) Service code 10 | 223 MADISON ST STE 112 MADISON, TN 37115 | $20K |
| ROBEIN, URANN, SPENCER, PICARD APLC EIN 72-0999672 NONE | Legal Service code 29 | 2540SEVERN AVE STE 400 METAIRIE, LA 70002 | $18K |
| REGIONS BANK EIN 63-0371391 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Custodial (other than securities) Service code 15 | 60 COMMERCE STREET MONTGOMERY, AL 36104 | $10K |
| MONEY MARKET, MUTUAL & ETFS NONE | Custodial (securities); Investment management Service code 19 | — | $0 |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
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11 filings · 2015 to 2025