See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IEC GROUP DBA AMERIBEN EIN 82-0497661 NONE | Plan Administrator Service code 14 | P.O. BOX 860007 PLANO, TX 75086 | $552K |
| BLUE CROSS BLUE SHIELD OF ILLINOIS EIN 36-1236610 NONE | Claims processing Service code 12 | 300 E RANDOLPH ST CHICAGO, IL 60601 | $464K |
| HEALTHSMART EIN 75-2508316 NONE | Claims processing Service code 12 | 222 WEST LAS COLINAS IRVING, TX 75039 | $99K |
| THE SEGAL COMPANY EIN 13-2619259 NONE | Consulting (general) Service code 16 | 6575 WEST LOOP SOUTH 610 BELLAIRE, TX 77401 | $35K |
| DANIELS, IRWIN & AYLOR EIN 62-1802605 NONE | Accounting (including auditing) Service code 10 | 223 MADISON ST STE 112 MADISON, TN 37115 | $14K |
| ROBEIN, URANN, SPENCER, PICARD APLC EIN 72-0999672 NONE | Legal Service code 29 | 2540SEVERN AVE STE 400 METAIRIE, LA 70002 | $9K |
| UBS FINANCIAL SERVICES, INC. EIN 13-2638166 NONE | Account maintenance fees Service code 65 | 1285 AVENUE OF THE AMERIC NEW YORK, NY 10019 | $50 |
| MUTUAL AND EXCHANGE TRADED FUNDS NONE | Investment management Service code 28 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,200 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 2,200 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,200 | $13.5M |
| Life insurance | UNION LABOR LIFE INSURANCE COMPANY | 2,200 | $118K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 2,200 | $427K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,200 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.