No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SOUTHERN BENEFIT ADMINISTRATORS EIN 62-1116095 NONE | Direct payment from the plan; Plan Administrator Service code 14 | 2001 CALDWELL DR GOODLETTSVILLE, TN 37072 | $2.1M |
| THE YOUNGDAHL LAW FIRM, P.C. EIN 75-3110632 NONE | Legal; Direct payment from the plan Service code 29 | — | $247K |
| CALIBRE CPA GROUP EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $105K |
| OSBORN, CARREIRO & ASSOCIATES, INC. EIN 71-0631123 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $74K |
| REGIONS BANK NONE | Custodial (securities) Service code 19 | 1900 5TH AVENUE NORTH BIRMINGHAM, AL 35203 | $57K |
| SCOUT INVESTMENTS EIN 43-1925734 NONE | Investment management Service code 28 | — | $46K |
| NEEDLES AND ASSOCIATES, LLC EIN 51-0435869 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $45K |
| CHARTWELL INVESTMENT PARTNERS EIN 36-4776242 NONE | Investment management; Direct payment from the plan; Named fiduciary Service code 28 | — | $35K |
| LAPADULA CARLSON & CO. EIN 65-0292391 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $31K |
| INVESTMENT CONSULTING SERVICES, LLC EIN 32-0016703 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $28K |
| AMERICAN REALTY ADVISORS EIN 33-0123114 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $23K |
| ZIEGLER CAPITAL MANAGEMENT NONE | Investment management Service code 28 | 30 S WACKER DR 2800 CHICAGO, IL 60606 | $22K |
| AMALGAMATED BANK EIN 13-4920330 NONE | Investment management fees paid indirectly by plan; Investment management fees paid directly by plan; Custodial (securities) Service code 19 | — | $21K |
| HIGHLAND CAPITAL MANAGEMENT, LLC EIN 27-5440911 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $18K |
| US BANK EIN 31-0841368 NONE | Custodial (securities) Service code 19 | — | $17K |
| FM INVESTMENTS, LLC NONE | Investment management fees paid directly by plan; Investment management Service code 28 | 3050 K STREET NW, SUITE 201 WASHINGTON, DC 20007 | $12K |
| PNC WEALTH MANAGEMENT EIN 22-3952636 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $11K |
| ROYLE VASQUEZ, LLP NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | PO BOX 1143 BROOMFIELD, CO 80038 | $9K |
| SEGAL CONSULTING EIN 13-1835864 NONE | Consulting fees; Consulting (pension); Consulting (general) Service code 16 | — | $8K |
| CLIFTONLARSONALLEN, LLP EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $8K |
| BANK OF NY MELLON EIN 13-2614959 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $6K |
| THE WAGNER LAW GROUP EIN 04-3323315 NONE | Consulting (general) Service code 16 | — | $5K |
| SIMPSON THACHER & BARLETT, LLP NONE | Legal; Direct payment from the plan Service code 29 | 425 LEXINGTON AVENUE NEW YORK, NY 10017 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,466 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 127 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 10,593 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts, 3 carriers) | DEARBORN LIFE INSURANCE COMPANY | 3,315 | $286K |
| Stop-loss / reinsurancereinsurance(4 contracts, 3 carriers) | STEALTH PARTNERS GROUP AN AMWINS COMPANY | 4,147 | $2.8M |
| Other | DEARBORN LIFE INSURANCE COMPANY | 3,315 | $119K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,147 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.