No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD EIN 36-1236610 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $1.3M |
| SOUTHERN BENEFITS EIN 62-1116095 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $456K |
| DISA GLOBAL SOLUTIONS, INC. NONE | Other services; Direct payment from the plan Service code 49 | 10900 CORPORATE CENTRE DR #250 HOUSTON, TX 77041 | $280K |
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $240K |
| THE YOUNGDAHL LAW FIRM EIN 75-3110632 NONE | Legal; Direct payment from the plan Service code 29 | — | $118K |
| MEDICAL COST MANAGEMENT NONE | Claims processing Service code 12 | 200 W MONROE ST. CHICAGO, IL 60606 | $85K |
| NEEDLES & ASSOCIATES EIN 51-0435869 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $83K |
| SEGAL CONSULTING EIN 13-2619259 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $53K |
| EXPRESS SCRIPTS EIN 43-1420563 NONE | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $53K |
| DELTA DENTAL INSURANCE CO EIN 94-2761537 NONE | Claims processing; Plan Administrator Service code 12 | — | $38K |
| OSBORNE ACTUARY EIN 71-0631123 NONE | Actuarial Service code 11 | — | $18K |
| INVESTMENT CONSULTING SERVICES, LLC EIN 32-0016703 NONE | Consulting (general); Investment advisory (plan); Direct payment from the plan Service code 16 | — | $16K |
| US BANK EIN 31-0841368 NONE | Custodial (securities) Service code 19 | — | $13K |
| ZELLIS NONE | Claims processing Service code 12 | 2 CROSSROADS DR. BEDMINSTER, NJ 07921 | $11K |
| GULF COAST BANK & TRUST COMPANY EIN 72-1377017 NONE | Custodial (other than securities); Direct payment from the plan Service code 18 | — | $10K |
| MONARCH PRINTING COMPANY, INC EIN 74-0791621 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,765 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 67 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,832 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 2,853 | $112K |
| Stop-loss / reinsurancereinsurance | STEALTH PARTNERS GROUP AN AMWINS COMPANY | 2,570 | $1.4M |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 2,853 | $112K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,853 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.