No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SOUTHERN BENEFIT ADMINISTRATORS EIN 62-1116095 NONE | Plan Administrator; Direct payment from the plan Service code 14 | 2001 CALDWELL DR GOODLETTSVILLE, TN 37072 | $766K |
| THE YOUNGDAHL LAW FIRM, P.C. EIN 75-3110632 NONE | Legal; Direct payment from the plan Service code 29 | — | $114K |
| CALIBRE CPA GROUP EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $60K |
| SCOUT INVESTMENTS EIN 43-1925734 NONE | Investment management Service code 28 | — | $56K |
| SEGAL CONSULTING EIN 13-1835864 NONE | Consulting (pension); Consulting (general); Consulting fees Service code 16 | — | $45K |
| ZIEGLER CAPITAL MANAGEMENT NONE | Investment management Service code 28 | 30 S WACKER DR 2800 CHICAGO, IL 60606 | $19K |
| INVESTMENT CONSULTING SERVICES, LLC EIN 32-0016703 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $15K |
| REGIONS BANK NONE | Custodial (securities) Service code 19 | 1900 5TH AVENUE NORTH BIRMINGHAM, AL 35203 | $15K |
| US BANK EIN 31-0841368 NONE | Custodial (securities) Service code 19 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,175 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 22 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,197 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 3,341 | $116K |
| Stop-loss / reinsurancereinsurance | STEALTH PARTNERS GROUP AN AMWINS COMPANY | 2,835 | $1.5M |
| Other | DEARBORN LIFE INSURANCE COMPANY | 3,341 | $116K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,341 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.