No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SOUTHERN BENEFIT ADMINISTRATORS EIN 62-1116095 NONE | Plan Administrator; Direct payment from the plan Service code 14 | 2001 CALDWELL DR GOODLETTSVILLE, TN 37072 | $719K |
| THE YOUNGDAHL LAW FIRM, P.C. EIN 75-3110632 NONE | Legal; Direct payment from the plan Service code 29 | — | $136K |
| NEEDLES AND ASSOCIATES, LLC EIN 51-0435869 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $135K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $120K |
| DELTA DENTAL INSURANCE COMPANY EIN 94-2761537 NONE | Claims processing Service code 12 | — | $105K |
| SEGAL CONSULTING EIN 13-1835864 NONE | Consulting (general); Actuarial; Direct payment from the plan; Consulting (pension); Consulting fees Service code 11 | — | $49K |
| INVESTMENT CONSULTING SERVICES, LLC EIN 32-0016703 NONE | Consulting (general); Direct payment from the plan; Investment advisory (plan) Service code 16 | — | $15K |
| SCOUT INVESTMENTS EIN 43-1925734 NONE | Investment management Service code 28 | — | $12K |
| US BANK EIN 31-0841368 NONE | Custodial (securities) Service code 19 | — | $7K |
| UNITED ACTUARIAL SERVICES EIN 35-2156428 NONE | Consulting (general) Service code 16 | 11590 N MERIDIAN ST 610 CARMEL, IN 46032 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,061 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,075 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 3,291 | $100K |
| Stop-loss / reinsurancereinsurance | STEALTH PARTNERS GROUP AN AMWINS COMPANY | 3,062 | $1.4M |
| Other | DEARBORN LIFE INSURANCE COMPANY | 3,291 | $100K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,291 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.