| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RONALD STUBBLEFIELD3 | 2322 MONARCH TERRACE DR. KATY, TX 77494 | CIGNA HEALTH & LIFE INSURANCE CO. | $11K | $0 | $11K | 10.32% |
| KILPATRICK COMPANIES LLC3 | 1050 WILCREST DR. HOUSTON, TX 77042 | CIGNA HEALTH & LIFE INSURANCE CO. | $0 | $4K | $4K | 3.42% |
| CONNIE R FOX3 Filed as: CONNIE R. FOX | P.O. BOX 87 PAIGE, TX 78659 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $5K | $2K | $7K | 13.65% |
| MONICA MARIE CORTEZ3 | 1511 S. TEXAS AVENUE COLLEGE STATION, TX 77840 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $6K | — | $6K | 11.81% |
| SA GENERAL AGENCY INC3 Filed as: SA GENERAL AGENCY INC. | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $475 | $414 | $889 | 1.86% |
| JORDAN ROBERT FOX3 | P.O. BOX 87 PAIGE, TX 78659 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $140 | $610 | $750 | 1.57% |
| DOMINGO MUNOZ3 | P.O. BOX 775 CHARLOTTE, TX 78011 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $701 | $0 | $701 | 1.47% |
| MARIA DEL PADILLA3 | 148 STILL BROOK LANE CIBOLO, TX 78108 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $314 | $263 | $577 | 1.21% |
| BRIAN MADTES3 | 1308 JAMES COOK WINDCREST, TX 78239 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $106 | $5 | $111 | 0.23% |
| THOMAS SNYDER3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $53 | $23 | $76 | 0.16% |
| WYNONA SNYDER3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $10 | $21 | $31 | 0.06% |
| HORIZON BENEFITS LLC3 | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $1 | $0 | $1 | 0.00% |
| RONALD STUBBLEFIELD3 | 2322 MONARCH TERRACE DR. KATY, TX 77494 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $1K | $0 | $1K | 15.00% |
| KILPATRICK COMPANIES LLC3 | 1050 WILCREST DR. HOUSTON, TX 77042 | THE LINCOLN NATIONAL LIFE INSURANCE CO. | $0 | $521 | $521 | 7.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH & LIFE INSURANCE CO. | 103 | $102K |
| Vision | CIGNA HEALTH & LIFE INSURANCE CO. | 103 | $102K |
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE CO. | 37 | $48K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE CO. | 37 | $48K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE CO. | 117 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 117 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.