Welfare broker

RONALD STUBBLEFIELD

Mailing address (most recent filing)

2322 MONARCH TERRANCE DR.

KATY, TX 77494

Total comp: $37K
Commissions: $37K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where RONALD STUBBLEFIELD places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	2	$615K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	2	$615K	0.0%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RONALD STUBBLEFIELD's plans by broker comp / premium ratio. Median 9.06% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of RONALD STUBBLEFIELD's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where RONALD STUBBLEFIELD is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WELKER, INC. WELKER, INC. GROUP MEDICAL INSURANCE PLAN	TX	$463K	$34K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
WELKER, INC. WELKER, INC. GROUP MEDICAL SUPPLEMENTAL INSURANCE PLAN	TX	$152K	$16K	CIGNA HEALTH & LIFE INSURANCE COMPANY

Carrier

Plans

Premium

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$615K

100.0%

State

Plans

Premium

State share

Index

$615K

0.0%

16.72x

Sponsor

Loc

Premium

Comp

Carrier

WELKER, INC.

WELKER, INC. GROUP MEDICAL INSURANCE PLAN

$463K

$34K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

WELKER, INC.

WELKER, INC. GROUP MEDICAL SUPPLEMENTAL INSURANCE PLAN

$152K

$16K

CIGNA HEALTH & LIFE INSURANCE COMPANY