| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RONALD STUBBLEFIELD3 | 2322 MONARCH TERRANCE DR KATY, TX 77494 | CIGNA HEALTH AND LIFE INSURANCE CO. | $10K | — | $10K | 10.29% |
| KILPATRICK COMPANIES LLC3 | 1050 WILCREST DR. HOUSTON, TX 77042 | CIGNA HEALTH AND LIFE INSURANCE CO. | — | $4K | $4K | 4.35% |
| AISLINN COBB3 | 4402 VANCE JACKSON SAN ANTONIO, TX 78230 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $600 | $1K | $2K | 6.49% |
| CONNIE R FOX3 Filed as: CONNIE R. FOX | P.O. BOX 87 PAIGE, TX 78659 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $1K | $348 | $1K | 4.87% |
| TIMOTHY J REED3 Filed as: TIMOTHY COBB | 11086 NW COUNTY ROAD 1370 BARRY, TX 75102 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $553 | $692 | $1K | 4.11% |
| MELISSA LYNN FRINK3 | 3200 LOUIS AVENUE CORSCIANA, TX 75110 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $203 | $10 | $213 | 0.70% |
| THOMAS SNYDER3 | 10539 DEDEKE DR. NEW BRAUNSFEL, TX 78132 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $204 | $6 | $210 | 0.69% |
| MONICA MARIE CORTEZ3 | 1511 S. TEXAS AVENUE COLLEGE STATION, TX 77840 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $155 | — | $155 | 0.51% |
| KELLY MELISSA RUSHING3 | 725 RIVER BLUFF DR. LYTLE, TX 78052 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $95 | $51 | $146 | 0.48% |
| MARIA DEL PADILLA3 | 2904 MINERAL SPRINBS SCHERTZ, TX 78108 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $11 | — | $11 | 0.04% |
| WYNONA SNYDER | 9385 MILLER LANE GARDEN RIDGE, TX 78266 | COLONIAL LIFE & ACCIDENT INSURANCE CO. | $2 | — | $2 | 0.01% |
| RONALD STUBBLEFIELD3 | 2322 MONARCH TERRANCE DR KATY, TX 77494 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 15.00% |
| KILPATRICK COMPANIES LLC3 | 1050 WILCREST DR HOUSTON, TX 77042 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $516 | $516 | 7.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 96 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 96 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE CO. | 83 | $93K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE CO. | 19 | $30K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE CO. | 96 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 96 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.