| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK G SQUIRES3 Filed as: MARK G. SQUIRES | 645 W SAN ANTONIO ST # 100 NEW BRAUNFELS, TX 78130 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $268K | $109K | $377K | 11.16% |
| CATTO & CATTO BENEFITS GROUP LLP3 | 106 S ST MARYS ST STE 800 SAN ANTONIO, TX 782053603 | KAISER FOUNDATION HEALTH PLAN INC. | $66K | — | $66K | 2.99% |
| CLINTON GOTCHER3 Filed as: CLINTON R GOTCHER | 109 CASA LOMA CIRCLE GEORGETOWN, TX 78633 | CONTINENTAL AMERICAN INSURANCE COMPANY | $301K | — | $301K | 14.91% |
| TS GROUP LLC CATTO & CATTO BENEFITS3 | 106 S SAINT MARY'S ST STE 800 SAN ANTONIO, TX 78205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $115K | — | $115K | 5.71% |
| RUTH HOBBS FARMER3 Filed as: RUTH H FARMER | 261 CRIMSON SKY CT DRIPPING SPRINGS, TX 78620 | CONTINENTAL AMERICAN INSURANCE COMPANY | $79K | — | $79K | 3.92% |
| JAMES C FARMER JR3 Filed as: JAMES C FARMER | 261 CRIMSON SKY CT DRIPPING SPRINGS, TX 78620 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12K | — | $12K | 0.60% |
| TRISTAN GAINES3 Filed as: TRISTAN E GAINES | 1985 BRANDUWINE DR NEW BRAUNFELS, TX 781302602 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11K | — | $11K | 0.56% |
| BRENT FORD3 Filed as: BRENT A FORD | 20345 REGENCY RUN GARDEN RIDGE, TN 782662358 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.05% |
| ROMAN CARRASCO3 | 11035 CONNEMARA COVE SAN ANTONIO, TX 78254 | CONTINENTAL AMERICAN INSURANCE COMPANY | $182 | — | $182 | 0.01% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS GROUP LLC | 106 S ST MARYS ST STE 800 SAN ANTONIO, TX 78205 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $12K | — | $12K | 2.99% |
| MARK G SQUIRES3 Filed as: MARK GREGORY SQUIRES | 645 W SAN ANTONIO ST, STE 100 NEW BRAUNFELS, TX 781307905 | PRINCIPAL LIFE INSURANCE COMPANY | $31K | — | $31K | 13.09% |
| MARK G SQUIRES3 Filed as: MARK G. SQUIRES | 645 W SAN ANTONIO ST # 100 NEW BRAUNFELS, TX 78130 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $10 | $17 | $27 | 3.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,253 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 29 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,282 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 4,019 | $4.6M |
| Vision | EYEMED VISION CARE | 12,082 | $831K |
| Life insurance | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 7,399 | $3.4M |
| Short-term disability(3 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 7,399 | $3.6M |
| Long-term disability(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 7,399 | $3.6M |
| Other(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 7,399 | $5.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,082 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.