| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CATTO & CATTO BENEFITS GROUP LLP3 | 106 S ST MARYS ST STE 800 SAN ANTONIO, TX 78205 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | — | $29K | $29K | 1.08% |
| CATTO & CATTO BENEFITS GROUP LLP3 | 106 S ST MARYS ST STE 800 SAN ANTONIO, TX 78205 | KAISER FOUNDATION HEALTH PLAN INC. | $27K | — | $27K | 1.29% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | PO BOX 61187 VIRGINIA BEACH, VA 23466 | KAISER FOUNDATION HEALTH PLAN INC. | $294 | — | $294 | 0.01% |
| CLINTON GOTCHER3 Filed as: CLINTON RAY GOTCHER | 109 CASA LOMA CIRCLE GEORGETOWN, TX 78633 | SUN LIFE ASSURANCE COMPANY OF CANADA | $257K | — | $257K | 36.96% |
| CLINTON GOTCHER3 | 109 CASA LOMA CIRCLE GEORGETOWN, TX 78633 | TRANSAMERICA LIFE INSURANCE COMPANY | $127K | — | $127K | 20.89% |
| DENNIS M PETERSON3 | PO BOX 1703 BOERNE, TX 78006 | TRANSAMERICA LIFE INSURANCE COMPANY | $24K | — | $24K | 3.99% |
| CLINTON GOTCHER3 | 109 CASA LOMA CIRCLE GEORGETOWN, TX 78633 | METLIFE INSURANCE COMPANY | $84K | — | $84K | 15.00% |
| BENEFIT RESEARCH CORPORATION3 | PO BOX 1950 COPPELL, TX 750191903 | METLIFE INSURANCE COMPANY | $17K | — | $17K | 2.99% |
| CATTO & CATTO BENEFITS GROUP LLP3 | 106 S ST MARYS ST STE 800 SAN ANTONIO, TX 78205 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $15K | — | $15K | 3.05% |
| CLINTON GOTCHER3 | 109 CASA LOMA CIRCLE GEORGETOWN, TX 78633 | MANHATTAN LIFE ASSURANCE CO OF AMERICA | $81K | — | $81K | 20.02% |
| BAFFIN BAY MARKETING GROUP, LLC3 | PO BOX 161690 AUSTIN, TX 78716 | MANHATTAN LIFE ASSURANCE CO OF AMERICA | $24K | — | $24K | 6.00% |
| MARK G SQUIRES3 | 645 W SAN ANTONIO ST, STE 100 NEW BRAUNFELS, TX 781307905 | PRINCIPAL LIFE INSURANCE COMPANY | $24K | — | $24K | 14.31% |
| MARK G SQUIRES3 | 645 W SAN ANTONIO ST, STE 100 NEW BRAUNFELS, TX 781307905 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 14.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,891 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 37 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,928 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 3,281 | $4.2M |
| Vision | EYEMED VISION CARE | 11,489 | $527K |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 6,887 | $2.6M |
| Short-term disability(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 115 | $212K |
| Long-term disability(3 contracts, 2 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 6,887 | $2.9M |
| Other(5 contracts, 5 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 6,887 | $4.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,489 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.