| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK G SQUIRES3 Filed as: MARK G. SQUIRES | 645 W SAN ANTONIO ST # 100 NEW BRAUNFELS, TX 78130 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $294K | $109K | $403K | 8.40% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | PO BOX 2158 RIVERSIDE, CA 925162158 | KAISER FOUNDATION HEALTH PLAN INC. | $80K | — | $80K | 3.21% |
| IBENEFIT COMMUNICATION LLC3 | ATTN PHILLIP GOODRUM 131 HILLSIDE AVE CHARLOTTE, NC 28209 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $262K | $12K | $274K | 40.27% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | STE 800 106 S. ST. MARY'S STREET SAN ANTONIO, TX 78205 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $112K | — | $112K | 16.51% |
| IBENEFIT COMMUNICATION LLC3 | 131 HILLSIDE AVE 4400 PARK ROAD CHARLOTTE, NC 28209 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $48K | — | $48K | 7.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | STE 370 2924 KNIGHT ST SHREVEPORT, LA 71105 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $6K | $6K | 0.90% |
| IBENEFIT COMMUNICATION LLC3 | ATTN PHILLIP GOODRUM 131 HILLSIDE AVE CHARLOTTE, NC 28209 | UNUM INSURANCE COMPANY | $248K | $10K | $257K | 47.26% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | STE 800 106 S. ST. MARY'S STREET SAN ANTONIO, TX 78205 | UNUM INSURANCE COMPANY | $106K | — | $106K | 19.51% |
| IBENEFIT COMMUNICATION LLC3 | 131 HILLSIDE AVE 4400 PARK ROAD CHARLOTTE, NC 28209 | UNUM INSURANCE COMPANY | $38K | — | $38K | 7.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | STE 370 2924 KNIGHT ST SHREVEPORT, LA 71105 | UNUM INSURANCE COMPANY | — | $5K | $5K | 0.92% |
| CATTO & CATTO BENEFITS GROUP LLP3 Filed as: CATTO & CATTO BENEFITS GROUP LLC | 106 S ST MARYS ST STE 800 SAN ANTONIO, TX 78205 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $12K | — | $12K | 3.10% |
| IBENEFIT COMMUNICATION LLC3 | ATTN PHILLIP GOODRUM 131 HILLSIDE AVE CHARLOTTE, NC 28209 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $126K | $5K | $132K | 43.76% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | STE 800 106 S. ST. MARY'S STREET SAN ANTONIO, TX 78205 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $54K | — | $54K | 18.00% |
| IBENEFIT COMMUNICATION LLC3 | 131 HILLSIDE AVE 4400 PARK ROAD CHARLOTTE, NC 28209 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $21K | — | $21K | 7.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | STE 370 2924 KNIGHT ST SHREVEPORT, LA 71105 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $3K | $3K | 0.90% |
| IBENEFIT COMMUNICATION LLC3 | ATTN PHILLIP GOODRUM 131 HILLSIDE AVE CHARLOTTE, NC 28209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $150K | $4K | $154K | 66.14% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | STE 800 106 S. ST. MARY'S STREET SAN ANTONIO, TX 78205 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $64K | — | $64K | 27.58% |
| IBENEFIT COMMUNICATION LLC3 | 131 HILLSIDE AVE 4400 PARK ROAD CHARLOTTE, NC 28209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $17K | — | $17K | 7.15% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | STE 370 2924 KNIGHT ST SHREVEPORT, LA 71105 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | — | $4K | $4K | 1.53% |
| MARK G SQUIRES3 Filed as: MARK GREGORY SQUIRES | 645 W SAN ANTONIO ST, STE 100 NEW BRAUNFELS, TX 781307985 | PRINCIPAL LIFE INSURANCE COMPANY | $41K | — | $41K | 21.28% |
| IBENEFIT COMMUNICATION LLC3 | ATTN PHILLIP GOODRUM 131 HILLSIDE AVE CHARLOTTE, NC 28209 | UNUM INSURANCE COMPANY | $5K | $897 | $6K | 12.26% |
| IBENEFIT COMMUNICATION LLC3 | 131 HILLSIDE AVE 4400 PARK ROAD CHARLOTTE, NC 28209 | UNUM INSURANCE COMPANY | $4K | — | $4K | 6.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS, INC. | STE 800 106 S. ST. MARY'S STREET SAN ANTONIO, TX 78205 | UNUM INSURANCE COMPANY | $2K | — | $2K | 4.51% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL TEXAS INC | STE 370 2924 KNIGHT ST SHREVEPORT, LA 71105 | UNUM INSURANCE COMPANY | — | $461 | $461 | 0.90% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,080 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 62 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 358 | $2.9M |
| Vision | EYEMED VISION CARE | 11,740 | $636K |
| Life insurance(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 7,061 | $5.0M |
| Short-term disability(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 7,061 | $5.0M |
| Long-term disability(2 contracts, 2 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 7,061 | $5.0M |
| Other(6 contracts, 4 carriers) | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 7,061 | $6.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,740 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.