| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLISON W COHEN DE PAOLI3 | PO BOX 461767 SAN ANTONIO, TX 782461767 | PRINCIPAL LIFE INSURANCE COMPANY | $17K | — | $17K | 11.10% |
| CANALICHIO INSURANCE GROUP, LLC3 | 1067 FM 306 STE 305 NEW BRAUNFELS, TX 78130 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 7.01% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY, INC | 401 CONGRESS AVE STE 1400 AUSTIN, TX 78701 | TRANSAMERICA LIFE INSURANCE COMPANY | $774 | — | $774 | 3.21% |
| KEVIN A CANALICHIO3 | 1160 VISTA BONITA NEW BRAUNFELS, TX 78130 | TRANSAMERICA LIFE INSURANCE COMPANY | $265 | — | $265 | 1.10% |
| JOHN D BODKER3 | 9014 CALLAGHAN ROAD SAN ANTONIO, TX 78230 | TRANSAMERICA LIFE INSURANCE COMPANY | $103 | — | $103 | 0.43% |
| ALLISON W COHEN DE PAOLI3 | 250 LOVERA BLVD SAN ANTONIO, TX 78212 | TRANSAMERICA LIFE INSURANCE COMPANY | $89 | — | $89 | 0.37% |
| FROST INSURANCE AGENCY INC3 | 3611 PAESANOS PARKWAY SUITE 100 SAN ANTONIO, TX 78231 | AFLAC | $442 | — | $442 | 3.66% |
| CANALICHIO INSURANCE GROUP, LLC3 Filed as: CANALICHIO INSURANCE GROUP LLC | 1067 FM 306 STE 305 NEW BRAUNFELS, TX 78130 | AFLAC | $375 | — | $375 | 3.11% |
| KEVIN A CANALICHIO3 | 1160 VISTA BONITA NEW BRAUNFELS, TX 78130 | AFLAC | $140 | $37 | $177 | 1.47% |
| BRENT FORD3 Filed as: BRENT A FORD | 40 NE LOOP 410 SUITE 408 SAN ANTONIO, TX 78216 | AFLAC | $168 | $8 | $176 | 1.46% |
| PHILIP R CANALICHIO3 | 18315 BRACKEN DRIVE UNIT 1 GARDEN RIDGE, TX 78266 | AFLAC | $132 | — | $132 | 1.09% |
| RICHARD L JONES JR3 | 20502 BLUE TRINITY SAN ANTONIO, TX 78259 | AFLAC | $78 | — | $78 | 0.65% |
| SETH A CANALICHIO3 | 18315 BRACKEN DRIVE UNIT 1 GARDEN RIDGE, TX 78266 | AFLAC | $61 | — | $61 | 0.51% |
| STEPHEN T HANZEL3 | 315 BLUE BONNET BLVD SAN ANTONIO, TX 78209 | AFLAC | $61 | — | $61 | 0.51% |
| ALLISON W COHEN DE PAOLI3 | 250 LOVERA BLVD SAN ANTONIO, TX 78212 | AFLAC | $44 | — | $44 | 0.36% |
| MICHELLE CARRASCO3 | 11502 LILY BLAIR SAN ANTONIO, TX 78253 | AFLAC | $26 | $8 | $34 | 0.28% |
| MICHAEL SARDO3 | 707 FAURIE RD PIPE CREEK, TX 78063 | AFLAC | $28 | — | $28 | 0.23% |
| CHRISTIAN M KRUEGER3 | 2633 FAIRWOOD DRIVE NEW BRAUNFELS, TX 78132 | AFLAC | $18 | — | $18 | 0.15% |
| GREGORY J WEEKS3 | 1259 LOOP 337 2ND FL NEW BRAUNFELS, TX 78130 | AFLAC | $14 | — | $14 | 0.12% |
| FROST INSURANCE AGENCY INC3 | 3611 PAESANOS PKWY SUITE 100 SAN ANTONIO, TX 78231 | AFLAC | $11 | — | $11 | 0.09% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES ROBERT BLAKEY | 221 CALUMET PL SAN ANTONIO, TX 78209 | AFLAC | $10 | — | $10 | 0.08% |
| RONALD J ZULLO3 | 6700 TOWERING RIDGE WAY APT 144 CINCINNATI, OH 45247 | AFLAC | $9 | — | $9 | 0.07% |
| HEATHER F SEIBERT3 | 86 COUNTY ROAD 303 SHINER, TX 77984 | AFLAC | $9 | — | $9 | 0.07% |
| LARRY W MARONEY3 | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 178 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 178 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 278 | $155K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 278 | $155K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 278 | $155K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 278 | $155K |
| Other(3 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 278 | $191K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 278 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.