| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FROST INSURANCE AGENCY INC3 | 3611 PAESANOS PARKWAY STE 100 SAN ANTONIO, TX 78231 | PRINCIPAL LIFE INSURANCE COMPANY | $13K | $1K | $14K | 13.00% |
| CANALICHIO INSURANCE GROUP, LLC3 Filed as: CANALICHIO INSURANCFE GROUP, LLC | 18315 BRACKEN DRIVE SUITE 1 GARDEN RIDGE, TX 78266 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.98% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY, INC | 401 CONGRESS AVENUE SUITE 1400 AUSTIN, TX 78701 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | — | $3K | 13.82% |
| KEVIN A CANALICHIO3 | 18315 BRACKEN DRIVE SUITE 1 GARDEN RIDGE, TX 78266 | TRANSAMERICA LIFE INSURANCE COMPANY | $882 | — | $882 | 4.07% |
| JOHN D BODKER3 | 9014 CALLAGHAN ROAD SAN ANTONIO, TX 78230 | TRANSAMERICA LIFE INSURANCE COMPANY | $321 | — | $321 | 1.48% |
| FROST INSURANCE AGENCY INC3 | 3611 PAESANOS PARKWAY SUITE 100 SAN ANTONIO, TX 78231 | AFLAC | $682 | — | $682 | 5.79% |
| CANALICHIO INSURANCE GROUP, LLC3 Filed as: CANALICHIO INSURANCE GROUP LLC | 18315 BRACKEN DRIVE SUITE 1 GARDEN RIDGE, TX 78266 | AFLAC | $505 | — | $505 | 4.29% |
| BRENT FORD3 Filed as: BRENT A FORD | 40 NORTHEAST LOOP 410 SUITE 408 SAN ANTONIO, TX 78216 | AFLAC | $223 | $16 | $239 | 2.03% |
| PHILIP R CANALICHIO3 | 18315 BRACKEN DRIVE UNIT 1 GARDEN RIDGE, TX 78266 | AFLAC | $225 | — | $225 | 1.91% |
| SETH A CANALICHIO3 | 18315 BRACKEN DRIVE UNIT 1 GARDEN RIDGE, TX 78266 | AFLAC | $103 | — | $103 | 0.87% |
| STEPHEN T HANZEL3 | 315 BLUE BONNET BOULEVARD SAN ANTONIO, TX 78209 | AFLAC | $103 | — | $103 | 0.87% |
| RICHARD L JONES JR3 | 20502 BLUE TRINITY SAN ANTONIO, TX 78259 | AFLAC | $55 | — | $55 | 0.47% |
| KEVIN A CANALICHIO3 | 766 WOLFETON WAY NEW BRAUNFELS, TX 78130 | AFLAC | $29 | — | $29 | 0.25% |
| MATTHEW ALAN JACOBS3 | 20739 CORAL SPUR SAN ANTONIO, TX 78259 | AFLAC | $23 | — | $23 | 0.20% |
| MICHAEL SARDO3 | 707 FAURIE ROAD PIPE CREEK, TX 78063 | AFLAC | $23 | — | $23 | 0.20% |
| GREGORY J WEEKS3 | 1259 LOOP 337 2ND FLOOR NEW BRAUNFELS, TX 78130 | AFLAC | $21 | — | $21 | 0.18% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES ROBERT BLAKEY | 14234 SAVANNAH PASS SAN ANTONIO, TX 78216 | AFLAC | $15 | — | $15 | 0.13% |
| HEATHER F SEIBERT3 | 14234 SAVANNAH PASS SHINER, TX 77984 | AFLAC | $14 | — | $14 | 0.12% |
| LARRY W MARONEY3 | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 157 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 158 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 143 | $106K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 143 | $106K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 143 | $106K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 143 | $106K |
| Other(3 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 143 | $140K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 143 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.