| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FROST INSURANCE AGENCY INC3 | 3611 PAESANOS PARKWAY STE 100 SAN ANTONIO, TX 78231 | PRINCIPAL LIFE INSURANCE COMPANY | $15K | $1K | $16K | 12.83% |
| CANALICHIO INSURANCE GROUP, LLC3 Filed as: CANALICHIO INSURANCFE GROUP, LLC | 18315 BRACKEN DRIVE SUITE 1 GARDEN RIDGE, TX 78266 | TRANSAMERICA LIFE INSURANCE COMPANY | $7K | — | $7K | 24.29% |
| FROST INSURANCE AGENCY INC3 Filed as: FROST INSURANCE AGENCY, INC | 401 CONGRESS AVENUE SUITE 1400 AUSTIN, TX 78701 | TRANSAMERICA LIFE INSURANCE COMPANY | $721 | — | $721 | 2.50% |
| KEVIN A CANALICHIO3 | 18315 BRACKEN DRIVE SUITE 1 GARDEN RIDGE, TX 78266 | TRANSAMERICA LIFE INSURANCE COMPANY | $128 | — | $128 | 0.44% |
| JOHN D BODKER3 | 9014 CALLAGHAN ROAD SAN ANTONIO, TX 78230 | TRANSAMERICA LIFE INSURANCE COMPANY | $29 | — | $29 | 0.10% |
| FROST INSURANCE AGENCY INC3 | 3611 PAESANOS PARKWAY SUITE 100 SAN ANTONIO, TX 78231 | AFLAC | $1K | — | $1K | 8.46% |
| CANALICHIO INSURANCE GROUP, LLC3 Filed as: CANALICHIO INSURANCE GROUP LLC | 18315 BRACKEN DRIVE UNIT 1 GARDEN RIDGE, TX 78266 | AFLAC | $764 | — | $764 | 5.52% |
| KEVIN A CANALICHIO3 | 766 WOLFETON WAY NEW BRAUNFELS, TX 78130 | AFLAC | $257 | $4 | $261 | 1.88% |
| BRENT FORD3 Filed as: BRENT A FORD | 40 NORTHEAST LOOP 410 SUITE 408 SAN ANTONIO, TX 78216 | AFLAC | $224 | $9 | $233 | 1.68% |
| PHILIP R CANALICHIO3 | 18315 BRACKEN DRIVE UNIT 1 GARDEN RIDGE, TX 78266 | AFLAC | $193 | — | $193 | 1.39% |
| MICHAEL SARDO3 | 707 FAURIE ROAD PIPE CREEK, TX 78063 | AFLAC | $114 | $4 | $118 | 0.85% |
| SETH A CANALICHIO3 | 18315 BRACKEN DRIVE UNIT 1 GARDEN RIDGE, TX 78266 | AFLAC | $89 | — | $89 | 0.64% |
| STEPHEN T HANZEL3 | 315 BLUE BONNET BOULEVARD SAN ANTONIO, TX 78209 | AFLAC | $89 | — | $89 | 0.64% |
| CHRISTIAN M KRUEGER3 | 1259 LOOP 337 2ND FLOOR NEW BRAUNFELS, TX 78130 | AFLAC | $73 | — | $73 | 0.53% |
| RICHARD L JONES JR3 | 20502 BLUE TRINITY SAN ANTONIO, TX 78259 | AFLAC | $59 | — | $59 | 0.43% |
| RONALD J ZULLO3 | 6700 TOWERING RIDGE WAY APARTMENT 144 CINCINNATI, OH 45247 | AFLAC | $48 | — | $48 | 0.35% |
| GREGORY J WEEKS3 | 1259 LOOP 337 2ND FLOOR NEW BRAUNFELS, TX 78130 | AFLAC | $19 | — | $19 | 0.14% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES ROBERT BLAKEY | 14234 SAVANNAH PASS SAN ANTONIO, TX 78216 | AFLAC | $14 | — | $14 | 0.10% |
| HEATHER F SEIBERT3 | 86 COUNTY ROAD 303 SHINER, TX 77984 | AFLAC | $13 | — | $13 | 0.09% |
| MATTHEW ALAN JACOBS3 | 20739 CORAL SPUR SAN ANTONIO, TX 78259 | AFLAC | $10 | — | $10 | 0.07% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MATTHEW DOMINIC BROWN | 1259 LOOP 337 SUITE 200 NEW BRAUNFELS, TX 78130 | AFLAC | $3 | — | $3 | 0.02% |
| LARRY W MARONEY3 | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 172 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 173 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 165 | $121K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 165 | $121K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 165 | $121K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 165 | $121K |
| Other(3 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 165 | $164K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 165 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.