| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 75 STATE ST STE 1710 BOSTON, MA 02109 | SECURIAN LIFE INSURANCE COMPANY | $0 | $146K | $146K | 1.71% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT ADVISORS INC | 144 TURNPIKE ROAD SOUTHBOROUGH, MA 01772 | SECURIAN LIFE INSURANCE COMPANY | $0 | $32K | $32K | 0.38% |
| WILLIS TOWERS WATSON US LLC3 | COM LOCKBOX 28852 NEW YORK, NY 100878852 | SECURIAN LIFE INSURANCE COMPANY | $0 | $15K | $15K | 0.18% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MA | 114 TURNPIKE RD STE 330 SOUTHBOROUGH, MA 01772 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $81K | $81K | 1.37% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON US | 200 LIBERTY ST F16 NEW YORK, NY 10281 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $77K | $77K | 1.31% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 144 TURNPIKE ROAD SUITE 330 SOUTHBOROUGH, MA 01772 | METLIFE LEGAL PLANS | $80K | $0 | $80K | 8.98% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WATSON WYATT & COMPANY | 901 N GLEBE ROAD ARLINGTON, VA 22203 | METLIFE LEGAL PLANS | $0 | $22K | $22K | 2.46% |
| BENEPLACE, INC.3 Filed as: BENEPLACE | PO BOX 203550 AUSTIN, TX 78720 | METLIFE LEGAL PLANS | $0 | $10K | $10K | 1.16% |
| WILLIS TOWERS WATSON US LLC3 | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | METLIFE LEGAL PLANS | $7K | $0 | $7K | 0.81% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 2290 LUCIEN WAY STE 400 MAITLAND, FL 32751 | METLIFE LEGAL PLANS | $0 | $2K | $2K | 0.25% |
| WILLIS TOWERS WATSON US LLC3 | COMMISSIONS LOCKBOX 28852 PO BOX28852 NEW YORK, NY 10087 | METLIFE LEGAL PLANS | $0 | $781 | $781 | 0.09% |
| STRATEGIC EMPLOYEE BENEFIT SERVICES3 Filed as: STRATEGIC NON-MEDICAL SOLUTIONS LLC | 75 STATE ST STE 1710 BOSTON, MA 02109 | SECURIAN LIFE INSURANCE COMPANY | $0 | $14K | $14K | 1.71% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT ADVISORS INC | 144 TURNPIKE ROAD SOUTHBOROUGH, MA 01772 | SECURIAN LIFE INSURANCE COMPANY | $0 | $3K | $3K | 0.38% |
| WILLIS TOWERS WATSON US LLC3 | COM LOCKBOCK 28852 NEW YORK, NY 100878852 | SECURIAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 0.19% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF MA | 144 TURNPIKE RD STE 330 SOUTHBOROUGH, MA 01772 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $7K | $7K | 1.29% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON US | 200 LIBERTY ST F16 NEW YORK, NY 10281 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $7K | $7K | 1.28% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE INC | 1719 STATE RT 10 STE 302 PARSIPPANY, NJ 070544515 | METROPOLITAN LIFE INSURANCE COMPANY | $80K | $99 | $80K | 20.18% |
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 NEW YORK, NY 100878852 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $3K | $18K | 4.51% |
| PAYLOGIX5 Filed as: PAYLOGIX LLC | 1025 OLD COUNTRY RD STE 310 WESTBURY, NJ 115905629 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $15K | $15K | 3.83% |
| BENEPLACE, INC.3 Filed as: BENEPLACE LLC | 19495 BISCAYNE BLVD STE 300 C/O ACCOUNTS RECEIVABLE AVENTURA, FL 331802319 | METROPOLITAN LIFE INSURANCE COMPANY | $412 | $0 | $412 | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 35,084 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 45 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 35,129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | METROPOLITAN LIFE INSURANCE COMPANY | 2,698 | $395K |
| Dental | ALPHA DENTAL PROGRAMS INC | 11,602 | $1.6M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 42,320 | $2.8M |
| Life insurance | SECURIAN LIFE INSURANCE COMPANY | 38,476 | $8.6M |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 28,223 | $5.9M |
| Other(3 contracts, 3 carriers) | METLIFE LEGAL PLANS | 11,850 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 42,320 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.