| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 | DBA WILLIS TOWERS USLLC COM LOCKBOX 28852 NEW YORK, NY 100878852 | SECURIAN LIFE INSURANCE COMPANY | $0 | $182K | $182K | 2.26% |
| WILLIS TOWERS WATSON US LLC3 | 200 LIBERTY ST FI6 NEW YORK, NY 10281 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $88K | $88K | 1.50% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON USLLC | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | METLIFE LEGAL PLANS INC | $75K | $0 | $75K | 9.47% |
| WILLIS TOWERS WATSON US LLC3 | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 10087 | METLIFE LEGAL PLANS INC | $0 | $26K | $26K | 3.32% |
| ENTERTAINMENT BENEFITS GROUP, LLC3 Filed as: ENTERTAINMENT BENEFITS GROUP LLC | DBA BENEPLACE 19495 BISCAYNE BLVD SUITE 300 AVENTURA, FL 33180 | METLIFE LEGAL PLANS INC | $0 | $22K | $22K | 2.78% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | 1 UPPER POND RD BLDG F PARSIPPANY, NJ 07054 | METLIFE LEGAL PLANS INC | $0 | $4K | $4K | 0.46% |
| WILLIS TOWERS WATSON US LLC3 | DBA WILLIS TOWERS WATSON LLC COM LOCKBOX 28852 NEW YORK, NY 100878852 | SECURIAN LIFE INSURANCE COMPANY | $0 | $18K | $18K | 2.27% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON US | 200 LIBERTY ST FI6 NEW YORK, NY 10281 | LINCOLN NATIONAL LIFE INSURANCE | $0 | $13K | $13K | 1.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 34,165 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 49 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 34,214 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ALPHA DENTAL PROGRAMS INC | 11,492 | $1.5M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 39,598 | $2.9M |
| Life insurance | SECURIAN LIFE INSURANCE COMPANY | 37,498 | $8.0M |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 27,491 | $5.9M |
| Other(3 contracts, 3 carriers) | METLIFE LEGAL PLANS INC | 11,628 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 39,598 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.