| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 4775 E. 91ST ST., SUITE 200 TULSA, OK 74137 | UNITED HEALTHCARE INSURANCE COMPANY | — | $149K | $149K | 4.17% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 4775 E 91ST ST., SUITE 200 TULSA, OK 74137 | UNITED HEALTHCARE INSURANCE COMPANY | — | $2K | $2K | 0.05% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 5314 S YALE, STE 900 TULSA, OK 74135 | UNION SECURITY INSURANCE COMPANY | $5K | — | $5K | 2.38% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | $16K | — | $16K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 5314 S YALE STE 900 TULSA, OK 74135 | UNION SECURITY INSURANCE COMPANY | $5K | — | $5K | 5.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 5314 S YALE SUITE 900 TULSA, OK 74135 | UNION SECURITY INSURANCE COMPANY | $3K | — | $3K | 5.21% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 5314 S YALE, SUITE 900 TULSA, OK 74135 | UNION SECURITY INSURANCE COMPANY | $3K | — | $3K | 6.38% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | $5K | — | $5K | 11.28% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | $5K | — | $5K | 12.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 392 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 392 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 921 | $3.6M |
| Dental | UNION SECURITY INSURANCE COMPANY | 359 | $203K |
| Vision | UNION SECURITY INSURANCE COMPANY | 305 | $58K |
| Life insurance(2 contracts) | UNION SECURITY INSURANCE COMPANY | 392 | $157K |
| Short-term disability | UNION SECURITY INSURANCE COMPANY | 390 | $66K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 391 | $97K |
| Other(2 contracts) | UNION SECURITY INSURANCE COMPANY | 141 | $80K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 921 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.