| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVENUE, SUITE 1900 TULSA, OK 74136 | UNITED HEALTHCARE INSURANCE COMPANY | — | $204K | $204K | 4.17% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 6100 S. YALE AVENUE, SUITE 1900 TULSA, OK 74136 | UNION SECURITY INSURANCE COMPANY | $5K | — | $5K | 2.25% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | — | $2K | $2K | 0.81% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | $18K | $2K | $21K | 16.97% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 6100 S. YALE AVENUE, SUITE 1900 TULSA, OK 74136 | UNION SECURITY INSURANCE COMPANY | $5K | — | $5K | 4.60% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | — | $2K | $2K | 1.79% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 6100 S. YALE AVENUE, SUITE 1900 TULSA, OK 74136 | UNION SECURITY INSURANCE COMPANY | $4K | — | $4K | 4.78% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | — | $1K | $1K | 1.68% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | $8K | $1K | $9K | 12.37% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 6100 S. YALE AVENUE, SUITE 1900 TULSA, OK 74136 | UNION SECURITY INSURANCE COMPANY | $3K | — | $3K | 5.67% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | — | $1K | $1K | 1.71% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | $8K | $972 | $9K | 19.19% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | $7K | $999 | $8K | 17.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 484 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 484 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 1,028 | $4.9M |
| Dental | UNION SECURITY INSURANCE COMPANY | 431 | $237K |
| Vision | UNION SECURITY INSURANCE COMPANY | 374 | $71K |
| Life insurance(2 contracts) | UNION SECURITY INSURANCE COMPANY | 484 | $182K |
| Short-term disability | UNION SECURITY INSURANCE COMPANY | 481 | $78K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 481 | $114K |
| Other(4 contracts) | UNION SECURITY INSURANCE COMPANY | 484 | $271K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,028 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.