| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB UNTERNATIONAL MIDWEST LIMITED | 4775 E. 91ST ST., SUITE 200 TULSA, OK 74137 | UNITED HEALTHCARE INSURANCE COMPANY | — | $114K | $114K | 4.17% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 5314 S. YALE, SUITE 900 TULSA, OK 74135 | UNION SECURITY INSURANCE COMPANY | $4K | — | $4K | 2.81% |
| BENEFIT RESOURCES, INC.3 Filed as: BENEFIT RESOURCES INC | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | — | $3K | $3K | 1.98% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | $16K | $4K | $20K | 18.76% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS | PO BOX 2158 RIVERSIDE, CA 92501 | UNION SECURITY INSURANCE COMPANY | $5K | — | $5K | 7.28% |
| BENEFIT RESOURCES, INC.3 Filed as: BENEFIT RESOURCES INC. | 4775 E. 91ST ST., SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | — | $3K | $3K | 3.95% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | $5K | $2K | $6K | 12.82% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | $4K | $2K | $6K | 12.86% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 5314 S YALE, SUITE 900 TULSA, OK 74135 | UNION SECURITY INSURANCE COMPANY | $3K | — | $3K | 6.49% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST ST., SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | — | $2K | $2K | 3.95% |
| BENEFIT RESOURCES, INC.3 | 4775 E. 91ST STREET, SUITE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | $4K | $2K | $6K | 13.92% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 5314 S YALE, SUITE 900 TULSA, OK 74135 | UNION SECURITY INSURANCE COMPANY | $2K | — | $2K | 8.24% |
| BENEFIT RESOURCES, INC.3 Filed as: BENEFIT RESOURCES INC | 4775 E 91ST ST, STE 100 TULSA, OK 74137 | UNION SECURITY INSURANCE COMPANY | — | $1K | $1K | 3.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 260 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 260 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 650 | $2.7M |
| Dental | UNION SECURITY INSURANCE COMPANY | 248 | $154K |
| Vision | UNION SECURITY INSURANCE COMPANY | 194 | $43K |
| Life insurance(2 contracts) | UNION SECURITY INSURANCE COMPANY | 260 | $134K |
| Short-term disability | UNION SECURITY INSURANCE COMPANY | 259 | $46K |
| Long-term disability | UNION SECURITY INSURANCE COMPANY | 259 | $64K |
| Other(2 contracts) | UNION SECURITY INSURANCE COMPANY | 149 | $98K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 650 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.