| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 1350 S BOULDER STE 300 TULSA, OK 74119 | BLUECROSS BLUESHIELD OF OKLAHOMA | $39K | $9K | $48K | 1.74% |
| BENEFIT RESOURCES, INC.3 Filed as: BENEFIT RESOURCES INC | 4775 E 91ST ST STE 100 TULSA, OK 74137 | SUN LIFE ASSURANCE COMPLANY OF CANADA | $13K | $3K | $15K | 16.41% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 211 N ROBINSON AVE STE 1900 OKLAHOMA CITY, OK 73102 | SYMETRA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 586 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 586 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 571 | $2.7M |
| Dental | DELTA DENTAL | 421 | $393K |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 571 | $37K |
| Short-term disability | SYMETRA LIFE INSURANCE COMPANY | 571 | $37K |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 571 | $37K |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF OKLAHOMA | 571 | $2.7M |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPLANY OF CANADA | 571 | $130K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 571 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.