| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP, INC. | 1350 S BOULDER, SUITE 300 TULSA, OK 74119 | PARTNERRE AMERICA INSURANCE COMPANY (PRAIC) | — | — | $0 | 0.00% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 1350 S BOULDER STE 300 TULSA, OK 74119 | DELTA DENTAL | — | — | $0 | 0.00% |
| EMPLOYEE BENEFITS ADVANTAGE LLC3 | 1605 S EUCALYPTUS STE 105 BROKEN ARROW, OK 74012 | DELTA DENTAL | — | — | $0 | 0.00% |
| EMPLOYEE BENEFITS ADVANTAGE LLC3 | 1605 S EUCALYPTUS STE 105 BROKEN ARROW, OK 74012 | SYMETRA LIFE INSURANCE COMPANY | $12K | $0 | $12K | 3.67% |
| SUMMIT FINANCIAL GROUP INC.3 | 211 N ROBINSON AVE STE 1900 OKLAHOMA CITY, OK 73102 | SYMETRA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 1.33% |
| THE BENEFITS RESOURCES INC3 Filed as: BENEFITS RESOURCES INC | 4775 E 91ST ST STE 100 TULSA, OK 74137 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | — | $10K | 11.37% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP, INC. | 211 N ROBINSON AVE, SUITE 1490 OKLAHOMA CITY, OK 73102 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 1.20% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 582 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 582 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 462 | $388K |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 600 | $315K |
| Short-term disability | SYMETRA LIFE INSURANCE COMPANY | 600 | $315K |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 600 | $315K |
| Stop-loss / reinsurancereinsurance | PARTNERRE AMERICA INSURANCE COMPANY (PRAIC) | 401 | $420K |
| Other(2 contracts, 2 carriers) | SYMETRA LIFE INSURANCE COMPANY | 600 | $401K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 600 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.