| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUMMIT FINANCIAL GROUP INC. Filed as: SUMMIT FINANCIAL GROUP INC | 1350 S BOULDER STE 300 TULSA, OK 74119 | BLUE CROSS AND BLUE SHIELD OF OKLAHOMA | $41K | $3K | $43K | 1.49% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 5420 LYNDON B JOHNSON FWY STE 1940 DALLAS, TX 752406251 | METROPOLITAN LIFE INSURANCE COMPANY | $38K | $13 | $38K | 13.78% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $5K | $18K | 6.43% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 5420 LYNDON B JOHNSON FWY STE 1940 DALLAS, TX 754206251 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $13 | $13K | 21.21% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $1K | $5K | 7.81% |
| SUMMIT FINANCIAL GROUP INC.3 Filed as: SUMMIT FINANCIAL GROUP INC | 5420 LYNDON B JOHNSON FWY STE 1940 DALLAS, TX 752406251 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $13 | $4K | 18.49% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $465 | $2K | 7.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 594 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 594 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF OKLAHOMA | 586 | $3.0M |
| Dental | DELTA DENTAL | 416 | $422K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 907 | $279K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 907 | $279K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 907 | $279K |
| Stop-loss / reinsurancereinsurance | BLUE CROSS AND BLUE SHIELD OF OKLAHOMA | 586 | $2.9M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 907 | $279K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 907 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.