| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | — | BLUE CROSS AND BLUESHIELD OF LOUISIANA | $61K | $32K | $94K | 5.35% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES INC | PO BOX 3809 BATON ROUGE, LA 70821 | AETNA LIFE INSURANCE CO. | $10K | — | $10K | 9.11% |
| BXS INSURANCE INC3 | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $3K | $10K | 13.48% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | $2K | $13K | 17.89% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $1K | $7K | 18.00% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | PO BOX 3809 BATON ROUGE, LA 70821 | STARMOUNT LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| BXS INSURANCE INC3 | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $694 | $4K | 18.69% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 250 GULFPORT, MS 39502 | AFLAC | $385 | — | $385 | 4.17% |
| SHAWN JONES3 | 44562 HART ROAD HAMMOND, LA 70403 | AFLAC | $248 | $90 | $338 | 3.66% |
| MARGA JANE TABOR3 Filed as: MARGA TABOR | 9154 RUE DE VIEUX CARRE DENHAM SPRINGS, LA 70706 | AFLAC | $122 | — | $122 | 1.32% |
| PATRICE MCCARDLE HEINE3 | 10281 THIBODEAUX ROAD DENHAM SPRINGS, LA 70706 | AFLAC | $73 | $18 | $91 | 0.98% |
| DAVID MARKS3 | 3011 CANEWOOD LANE BATON ROUGE, LA 70810 | AFLAC | $75 | — | $75 | 0.81% |
| SHAWN M CASTLEMAN3 Filed as: SHAWN CASTLEMAN | 4021 WE HECK COURT SUITE J BATON ROUGE, LA 70816 | AFLAC | $65 | — | $65 | 0.70% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN WILLIAMS | 12526 LAKE LAMOND AVENUE BATON ROUGE, LA 70816 | AFLAC | $38 | — | $38 | 0.41% |
| AARON ABRAMS COX3 Filed as: AARON COX | 38036 MAPLE RIDGE DRIVE PRAIRIEVILLE, LA 70769 | AFLAC | $33 | — | $33 | 0.36% |
| KAREN LYNN GRACZYK3 Filed as: KAREN GRACZYK | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $22 | — | $22 | 0.24% |
| ROGER JONES II3 | 12902 WICKERHILL FALLS COURT HUMBLE, TX 77346 | AFLAC | $17 | — | $17 | 0.18% |
| MICHELLE D VEAL3 Filed as: MICHELLE VEAL | 7284 EFFIE DRIVE DENHAM SPRINGS, LA 70706 | AFLAC | $15 | — | $15 | 0.16% |
| ROCKY B CUNNINGHAM JR3 Filed as: ROCKY CUNNINGHAM JR | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $14 | — | $14 | 0.15% |
| EDWARD L MARTINA III3 Filed as: EDWARD MARTINA III | 100 GENNA LANE YOUNGSVILLE, LA 70592 | AFLAC | $6 | — | $6 | 0.06% |
| RONNY HUCKABEE3 | 14403 WHISPERING VALLEY DRIVE CYPRESS, TX 77429 | AFLAC | $6 | — | $6 | 0.06% |
| JEFF MUSGROVE3 | 31300 STONEBRIDGE PARKWAY WALLER, TX 77484 | AFLAC | $4 | — | $4 | 0.04% |
| MICHAEL GRASS3 | 21707 KINGSLAND BOULEVARD SUITE 105 KATY, TX 77450 | AFLAC | $2 | — | $2 | 0.02% |
| ERROL WILKEN3 | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $2 | — | $2 | 0.02% |
| ERIN K GIUSTI3 Filed as: ERIN GIUSTI | 4828 FOLSE DRIVE METAIRIE, LA 70006 | AFLAC | $2 | — | $2 | 0.02% |
| BYRON KEITH BURRELL3 Filed as: BYRON BURRELL | 364 ARKAVALLEY ROAD GREENBRIER, AR 72058 | AFLAC | $1 | — | $1 | 0.01% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 326 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 326 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUESHIELD OF LOUISIANA | 190 | $1.7M |
| Dental | AETNA LIFE INSURANCE CO. | 431 | $107K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 191 | $22K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 326 | $59K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 144 | $70K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 326 | $74K |
| Other(4 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 326 | $138K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 431 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.