| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | — | BLUE CROSS AND BLUESHIELD OF LOUISIANA | $49K | $23K | $72K | 5.11% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INSURANCE SERVICES INC | PO BOX 3809 BATON ROUGE, LA 70821 | AETNA LIFE INSURANCE CO. | $9K | $4K | $13K | 15.89% |
| BXS INSURANCE INC3 | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $2K | $10K | 13.02% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $2K | $11K | 18.44% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $2K | $7K | 19.93% |
| BXS INSURANCE INC3 | 4041 ESSEN LANE SUITE 400 BATON ROUGE, LA 70809 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $597 | $4K | 18.01% |
| BXS INSURANCE INC3 Filed as: BXS INSURANCE, INC. | PO BOX 3809 BATON ROUGE, LA 70821 | STARMOUNT LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 250 GULFPORT, MS 39502 | AFLAC | $1K | — | $1K | 8.98% |
| SHAWN JONES3 | 44562 HART ROAD HAMMOND, LA 70403 | AFLAC | $794 | $104 | $898 | 6.78% |
| DAVID MARKS3 | 3011 CANEWOOD LANE BATON ROUGE, LA 70810 | AFLAC | $205 | $21 | $226 | 1.71% |
| MARGA JANE TABOR3 Filed as: MARGA TABOR | 9154 RUE DE VIEUX CARRE DENHAM SPRINGS, LA 70706 | AFLAC | $144 | — | $144 | 1.09% |
| RICHARD WILDE3 | PO BOX 866 LENOIR CITY, TN 37771 | AFLAC | $100 | — | $100 | 0.76% |
| PATRICE MCCARDLE HEINE3 | 10281 THIBODEAUX ROAD DENHAM SPRINGS, LA 70706 | AFLAC | $82 | — | $82 | 0.62% |
| SHAWN M CASTLEMAN3 Filed as: SHAWN CASTLEMAN | 4021 WE HECK COURT SUITE J BATON ROUGE, LA 70816 | AFLAC | $76 | — | $76 | 0.57% |
| RYAN BENTON WILLIAMS3 Filed as: RYAN WILLIAMS | 12526 LAKE LAMOND AVENUE BATON ROUGE, LA 70816 | AFLAC | $42 | — | $42 | 0.32% |
| AARON ABRAMS COX3 Filed as: AARON COX | 38036 MAPLE RIDGE DRIVE PRAIRIEVILLE, LA 70769 | AFLAC | $39 | — | $39 | 0.29% |
| KAREN LYNN GRACZYK3 Filed as: KAREN GRACZYK | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $25 | — | $25 | 0.19% |
| ROGER JONES II3 | 12902 WICKERHILL FALLS COURT HUMBLE, TX 77346 | AFLAC | $19 | — | $19 | 0.14% |
| ROCKY B CUNNINGHAM JR3 Filed as: ROCKY CUNNINGHAM JR | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $16 | — | $16 | 0.12% |
| EDWARD L MARTINA III3 Filed as: EDWARD MARTINA III | 100 GENNA LANE YOUNGSVILLE, LA 70592 | AFLAC | $7 | — | $7 | 0.05% |
| RONNY HUCKABEE3 | 14403 WHISPERING VALLEY DRIVE CYPRESS, TX 77429 | AFLAC | $7 | — | $7 | 0.05% |
| JEFF MUSGROVE3 | 31300 STONBRIDGE PARKWAY WALLER, TX 77484 | AFLAC | $4 | — | $4 | 0.03% |
| MICHAEL GRASS3 | 21707 KINGSLAND BOULEVARD SUITE 105 KATY, TX 77450 | AFLAC | $3 | — | $3 | 0.02% |
| ERIN K GIUSTI3 Filed as: ERIN GIUSTI | 4828 FOLSE DRIVE METAIRIE, LA 70006 | AFLAC | $2 | — | $2 | 0.02% |
| ERROL WILKEN3 | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $2 | — | $2 | 0.02% |
| BYRON KEITH BURRELL3 Filed as: BYRON BURRELL | 364 ARAVALLEY ROAD GREENBRIER, AR 72058 | AFLAC | $2 | — | $2 | 0.02% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 378 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 378 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUESHIELD OF LOUISIANA | 154 | $1.4M |
| Dental | AETNA LIFE INSURANCE CO. | 355 | $83K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 148 | $15K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 378 | $54K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 127 | $58K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 378 | $74K |
| Other(4 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 378 | $125K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 378 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.