| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BANCORP SOUTH INS SERVICES INC3 | PO BOX 3809 BATON ROUGE, LA 708213809 | UNITED HEALTHCARE INSURANCE CO | $55K | — | $55K | 5.44% |
| BANCORP SOUTH INS SERVICES INC3 | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 708097318 | METROPOLITAN LIFE INSURANCE CO | $10K | $1K | $12K | 12.69% |
| GROUP RISK SPECIALISTS INC3 | 3340 PEACHTREE ROAD NE STE 1690 ATLANTA, GA 303261012 | METROPOLITAN LIFE INSURANCE CO | $2K | $115 | $2K | 1.78% |
| BANCORP SOUTH INS SERVICES INC3 | PO BOX 3809 BATON ROUGE, LA 708213809 | STARMOUNT LIFE INS CO | $8K | — | $8K | 10.06% |
| BILL CHAPMAN3 | 6730 CHAPPARAL PL GREENWELL SPRINGS, LA 707393100 | STARMOUNT LIFE INS CO | $322 | — | $322 | 0.38% |
| DEBORAH PAYNE CAMPBELL3 | 22 HARVEST MOON DR SAVANNAH, GA 31419 | AFLAC | $645 | — | $645 | 6.13% |
| MARGA JANE TABOR3 | 9154 RUE DE VIEUX CARRE DENHAM SPRINGS, LA 70706 | AFLAC | $276 | $139 | $415 | 3.94% |
| PATRICE MCCARDLE HEINE3 | 10281 THIBODEAUX RD DENHAM SPRINGS, LA 70706 | AFLAC | $167 | — | $167 | 1.59% |
| SHAWN M CASTLEMAN3 | 4021 WE HECK CT BLDG J BATON ROUGE, LA 70816 | AFLAC | $104 | $28 | $132 | 1.25% |
| AARON ABRAMS COX3 | 38036 MAPLE RIDGE DR PRAIRIEVILLE, LA 70769 | AFLAC | $66 | $28 | $94 | 0.89% |
| JAMIE R WALLACE3 Filed as: JAMIE WALLACE | 107 SOUTHERN BLVD STE 103A SAVANNAH, GA 31405 | AFLAC | $88 | — | $88 | 0.84% |
| RYAN BENTON WILLIAMS3 | 12526 LAKE LAMOND AVENUE BATON ROUGE, LA 70816 | AFLAC | $81 | — | $81 | 0.77% |
| CHARLES D. BLOCK3 Filed as: CHARLES WEISSBERGER | 107 SOUTHERN BLVD STE 103 SAVANNAH, GA 31405 | AFLAC | $59 | — | $59 | 0.56% |
| DELPHINE B HUDDELSTON3 | 6363 N STATE HWY 161 100 IRVING, TX 75038 | AFLAC | $59 | — | $59 | 0.56% |
| EDWARD L MARTINA III3 | 100 GENNA LANE YOUNGSVILLE, LA 70592 | AFLAC | $40 | — | $40 | 0.38% |
| M SCOTT ENOS3 | PO BOX 82451 BATON ROUGE, LA 70884 | AFLAC | $35 | — | $35 | 0.33% |
| ROCKY B CUNNINGHAM JR3 Filed as: ROCKY R CUNNINGHAM, JR | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $31 | — | $31 | 0.29% |
| SHAWN M CASTLEMAN3 | 10335 CYPRUS CEDAR AVENUE BATON ROUGE, LA 70816 | AFLAC | $26 | — | $26 | 0.25% |
| CLARECIA CARLTON DUHON3 | 129 INNISBROOK DR BROUSSARD, LA 70518 | AFLAC | $23 | — | $23 | 0.22% |
| LESTER D PARK3 | 203 CLEARMEADOW DR COLUMBIA, SC 29229 | AFLAC | $21 | — | $21 | 0.20% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INS | 500 DOVER AVENUE 210 LAFAYETTE, LA 70503 | AFLAC | $20 | — | $20 | 0.19% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $20 | — | $20 | 0.19% |
| ROGER JONES II3 Filed as: ROGER DALE JONES II | PO BOX 3694 202 HUMBLE, TX 77347 | AFLAC | $15 | — | $15 | 0.14% |
| WILLIAM M HURLEY3 | 7125 CHILTON TYLER, TX 75701 | AFLAC | $12 | — | $12 | 0.11% |
| TERRANCE M LUCZAJ3 | 1201 MAIN ST 2300 COLUMBIA, SC 29201 | AFLAC | $11 | — | $11 | 0.10% |
| PATRICIA A PARK3 Filed as: PATRICIA PARK | 5000 THURMOND MALL 103 COLUMBIA, SC 29201 | AFLAC | $9 | — | $9 | 0.09% |
| CHARLES H WEISSBERGER3 | 6001 CHATHAM CENTER DR 190 SAVANNAH, GA 31405 | AFLAC | $7 | — | $7 | 0.07% |
| JOSHUA HEBERT3 | 118 CATTAIL ROAD IOTA, LA 70543 | AFLAC | $6 | — | $6 | 0.06% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE 100 LAFAYETTE, LA 70508 | AFLAC | $5 | — | $5 | 0.05% |
| RONNY HUCKABEE3 Filed as: RONNY E HUCKABEE | 2562 TRES LAGOS ALAMOGORDO, NM 88310 | AFLAC | $5 | — | $5 | 0.05% |
| BARBARA BAROS3 | 5301 GOSHEN COURT CORPUS CHRISTI, TX 78413 | AFLAC | $4 | — | $4 | 0.04% |
| JOHN D TYLER3 | 130 DUCK HAWK WAY MARIETTA, SC 29661 | AFLAC | $3 | — | $3 | 0.03% |
| JEFF MUSGROVE3 | 3126 PINEY FOREST DR HOUSTON, TX 77084 | AFLAC | $3 | — | $3 | 0.03% |
| SCOTT D LAGRANGE3 | 107 CHASE DR LAFAYETTE, LA 70507 | AFLAC | $2 | — | $2 | 0.02% |
| MICHAEL GRASS3 | 21707 KINGSLAND BLVD 105 KATY, TX 77450 | AFLAC | $2 | — | $2 | 0.02% |
| LEEZA DANIELE WRIGHT3 Filed as: LEEZA DANIELLE WRIGHT | 10300 LINN STATION RD 100 LOUISVILLE, KY 40223 | AFLAC | $1 | — | $1 | 0.01% |
| TROY JAMES LEBLANC3 | 201 PRESCOTT BLVD 1136 YOUNGSVILLE, LA 70592 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 262 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 262 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE CO | 234 | $1.0M |
| Dental | STARMOUNT LIFE INS CO | 112 | $84K |
| Vision | STARMOUNT LIFE INS CO | 112 | $84K |
| Life insurance | METROPOLITAN LIFE INSURANCE CO | 262 | $92K |
| Short-term disability | METROPOLITAN LIFE INSURANCE CO | 262 | $92K |
| Long-term disability | METROPOLITAN LIFE INSURANCE CO | 262 | $92K |
| Other | METROPOLITAN LIFE INSURANCE CO | 262 | $92K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 262 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.