| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BANCORP SOUTH INS SERVICES INC3 | PO BOX 3809 BATON ROUGE, LA 708213809 | UNITED HEALTHCARE INSURANCE CO | $44K | — | $44K | 4.34% |
| BANCORP SOUTH INS SERVICES INC3 | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 708097318 | METROPOLITAN LIFE INSURANCE CO | $10K | $1K | $11K | 11.73% |
| GROUP RISK SPECIALISTS INC3 | 3340 PEACHTREE ROAD NE STE 1690 ATLANTA, GA 303261012 | METROPOLITAN LIFE INSURANCE CO | $2K | $72 | $2K | 1.72% |
| BANCORP SOUTH INS SERVICES INC3 | PO BOX 3809 BATON ROUGE, LA 708213809 | STARMOUNT LIFE INS CO | $7K | — | $7K | 9.05% |
| BILL CHAPMAN3 | 6730 CHAPPARAL PL GREENWELL SPRINGS, LA 707393100 | STARMOUNT LIFE INS CO | $450 | — | $450 | 0.55% |
| MARGA JANE TABOR3 | 9154 RUE DE VIEUX CARRE DENHAM SPRINGS, LA 70706 | AFLAC | $218 | — | $218 | 2.10% |
| BXS INSURANCE INC | PO BOX 250 GULFPORT, MS 39502 | AFLAC | $181 | — | $181 | 1.74% |
| PATRICE MCCARDLE HEINE3 | 10281 THIBODEAUX RD DENHAM SPRINGS, LA 70706 | AFLAC | $151 | — | $151 | 1.45% |
| SHAWN M CASTLEMAN3 | 4021 WE HECK CT BLDG J BATON ROUGE, LA 70816 | AFLAC | $116 | — | $116 | 1.12% |
| SHAWN JONES Filed as: SHAWN M JONES | 44562 HART RD HAMMOND, LA 70403 | AFLAC | $108 | — | $108 | 1.04% |
| CLARECIA CARLTON DUHON3 | 129 INNISBROOK DR BROUSSARD, LA 70518 | AFLAC | $41 | $29 | $70 | 0.67% |
| AARON ABRAMS COX3 | 38036 MAPLE RIDGE DR PRAIRIEVILLE, LA 70769 | AFLAC | $69 | — | $69 | 0.66% |
| M SCOTT ENOS3 | PO BOX 82451 BATON ROUGE, LA 70884 | AFLAC | $65 | — | $65 | 0.63% |
| RYAN BENTON WILLIAMS3 | 12526 LAKE LAMOND AVENUE BATON ROUGE, LA 70816 | AFLAC | $55 | — | $55 | 0.53% |
| ASSUREDPARTNERS3 Filed as: DWIGHT ANDRUS INS | 500 DOVER AVENUE 210 LAFAYETTE, LA 70503 | AFLAC | $46 | — | $46 | 0.44% |
| ROCKY B CUNNINGHAM JR3 Filed as: ROCKY R CUNNINGHAM, JR | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $33 | — | $33 | 0.32% |
| LESTER D PARK3 | 203 CLEARMEADOW DR COLUMBIA, SC 29229 | AFLAC | $29 | — | $29 | 0.28% |
| THOMAS CARL VIDRINE | 7036 DIANTHUS DR BATON ROUGE, LA 70817 | AFLAC | $28 | — | $28 | 0.27% |
| EDWARD L MARTINA III3 | 100 GENNA LANE YOUNGSVILLE, LA 70592 | AFLAC | $28 | — | $28 | 0.27% |
| DEBORAH PAYNE CAMPBELL3 | 22 HARVEST MOON DR SAVANNAH, GA 31419 | AFLAC | $28 | — | $28 | 0.27% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $24 | — | $24 | 0.23% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE 100 LAFAYETTE, LA 70508 | AFLAC | $12 | $10 | $22 | 0.21% |
| JOSHUA HEBERT3 | 118 CATTAIL ROAD IOTA, LA 70543 | AFLAC | $14 | $6 | $20 | 0.19% |
| CHRIS D SELLARS Filed as: CHRIS D SELLERS | PO BOX 40823 BATON ROUGE, LA 70835 | AFLAC | $18 | — | $18 | 0.17% |
| ROGER JONES II3 Filed as: ROGER DALE JONES II | PO BOX 3694 202 HUMBLE, TX 77347 | AFLAC | $18 | — | $18 | 0.17% |
| TERRANCE M LUCZAJ3 | 1201 MAIN ST 2300 COLUMBIA, SC 29201 | AFLAC | $15 | — | $15 | 0.14% |
| PATRICIA A PARK3 Filed as: PATRICIA PARK | 5000 THURMOND MALL 103 COLUMBIA, SC 29201 | AFLAC | $12 | — | $12 | 0.12% |
| SCOTT D LAGRANGE3 | 107 CHASE DR LAFAYETTE, LA 70507 | AFLAC | $6 | $4 | $10 | 0.10% |
| RONNY HUCKABEE3 Filed as: RONNY E HUCKABEE | 2562 TRES LAGOS ALAMOGORDO, NM 88310 | AFLAC | $6 | — | $6 | 0.06% |
| ERROL B WILKEN | 5204 CRAIG AVENUE KENNER, LA 70065 | AFLAC | $5 | — | $5 | 0.05% |
| TROY JAMES LEBLANC3 | 201 PRESCOTT BLVD 1136 YOUNGSVILLE, LA 70592 | AFLAC | $5 | — | $5 | 0.05% |
| JAMIE R WALLACE3 Filed as: JAMIE WALLACE | 107 SOUTHERN BLVD STE 103A SAVANNAH, GA 31405 | AFLAC | $5 | — | $5 | 0.05% |
| JEFF MUSGROVE3 | 3126 PINEY FOREST DR HOUSTON, TX 77084 | AFLAC | $4 | — | $4 | 0.04% |
| JOHN D TYLER3 | 2131 KILEY WAY EDMOND, OK 73034 | AFLAC | $4 | — | $4 | 0.04% |
| HEC BENEFIT SOLUTIONS LLC | PO BOX 84478 BATON ROUGE, LA 70084 | AFLAC | $4 | — | $4 | 0.04% |
| THOMAS CARL VIDRINE | 37220 MINDY WAY AVE PRAIRIEVILLE, LA 70769 | AFLAC | $3 | — | $3 | 0.03% |
| BLAKE CHARLES ADAMS | 200 CRREKWOOD DR LAFAYETTE, LA 70503 | AFLAC | $3 | — | $3 | 0.03% |
| CHARLES D. BLOCK3 Filed as: CHARLES WEISSBERGER | 107 SOUTHERN BLVD STE 103 SAVANNAH, GA 31405 | AFLAC | $3 | — | $3 | 0.03% |
| BLAZE J FREMIN | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $2 | — | $2 | 0.02% |
| DAYTON LLC | 324 OLD WOOD DR COLUMBIA, SC 29212 | AFLAC | $2 | — | $2 | 0.02% |
| GARY W JOHNSON | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $2 | — | $2 | 0.02% |
| BYRON KEITH BURRELL | 2330 QUATTLEBAUM CV CONWAY, AR 72034 | AFLAC | $2 | — | $2 | 0.02% |
| MICHAEL GRASS3 | 21707 KINGSLAND BLVD 105 KATY, TX 77450 | AFLAC | $2 | — | $2 | 0.02% |
| AMY BARYLAK | 9421 SAINT ANDREW CT DENHAM SPRINGS, LA 70726 | AFLAC | $1 | — | $1 | 0.01% |
| KYNLEE CUNNINGHAM | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $1 | — | $1 | 0.01% |
| ERIN K GIUSTI | 4701 BISSONET DR METAIRIE, LA 70003 | AFLAC | $1 | — | $1 | 0.01% |
| DELPHINE B HUDDELSTON3 | 6363 N STATE HWY 161 100 IRVING, TX 75038 | AFLAC | — | — | $0 | 0.00% |
| LEEZA DANIELE WRIGHT3 Filed as: LEEZA DANIELLE WRIGHT | 10300 LINN STATION RD 100 LOUISVILLE, KY 40223 | AFLAC | — | — | $0 | 0.00% |
| BARBARA BAROS3 | 5301 GOSHEN COURT CORPUS CHRISTI, TX 78413 | AFLAC | — | — | $0 | 0.00% |
| SHAWN M CASTLEMAN3 | 10335 CYPRUS CEDAR AVENUE BATON ROUGE, LA 70816 | AFLAC | — | — | $0 | 0.00% |
| WILLIAM M HURLEY3 | 7125 CHILTON TYLER, TX 75701 | AFLAC | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 196 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 196 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE CO | 196 | $1.0M |
| Dental | STARMOUNT LIFE INS CO | 0 | $82K |
| Vision | STARMOUNT LIFE INS CO | 0 | $82K |
| Life insurance | METROPOLITAN LIFE INSURANCE CO | 0 | $98K |
| Short-term disability | METROPOLITAN LIFE INSURANCE CO | 0 | $98K |
| Long-term disability | METROPOLITAN LIFE INSURANCE CO | 0 | $98K |
| Other | METROPOLITAN LIFE INSURANCE CO | 0 | $98K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 196 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.