| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | HUMANA HEALTH BENEFITS PLAN OF LOUISIANA, INC. | $27K | — | $27K | 4.38% |
| MARSH & MCLENNAN AGENCY LLC3 | 110 VETERANS MEMORIAL BLV SUITE 200 MATAIRIE, LA 70005 | HUMANA HEALTH PLAN, INC. | $42K | $497 | $43K | 8.80% |
| THOMAS J MCMAHON3 Filed as: THOMAS MCMAHON | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | HUMANA HEALTH PLAN, INC. | — | $225 | $225 | 0.05% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 12748 ROANOKE, VA 24028 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 15.00% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS | 5213 TOBY LANE KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $21K | — | $21K | 36.65% |
| ASHLEY COPELAND3 | 215 COUNTRY PARK DRIVE YOUNGSVILLE, LA 70592 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $20K | — | $20K | 34.18% |
| RIEHM BENEFITS LLC3 | 1 ZION STREET KENNER, LA 70065 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $4K | — | $4K | 7.46% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 12748 ROANOKE, VA 24028 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 15.00% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS | 5213 TOBY LN KENNER, LA 70065 | LEADERS LIFE INSURANCE COMPANY | $5K | — | $5K | 13.96% |
| ASHLEY COPELAND3 Filed as: ASHLEY ANN COPELAND | P.O. BOX 323 YOUNGSVILLE, LA 70592 | LEADERS LIFE INSURANCE COMPANY | $4K | — | $4K | 11.73% |
| BAFFIN BAY MARKETING GROUP, LLC3 | PO BOX 161690 AUSTIN, TX 78716 | LEADERS LIFE INSURANCE COMPANY | $1K | — | $1K | 3.28% |
| STEVEN PATRICK RILEY3 | 145 ALLEN TOUSSAINT BLVD STE 200 NEW ORLEANS, LA 70124 | LEADERS LIFE INSURANCE COMPANY | $173 | — | $173 | 0.46% |
| KAREN L BURGESS3 | 1968 EASTERN VALLEY RD BESSEMER, AL 35022 | LEADERS LIFE INSURANCE COMPANY | $102 | — | $102 | 0.27% |
| LESLIE SANBORN KELLY3 | 4717 REICH ST METAIRIE, LA 70006 | LEADERS LIFE INSURANCE COMPANY | $52 | — | $52 | 0.14% |
| TABITHA DENISE DUGAS3 | 5140 WEAVER RD APT C12 LAKE CHARLES, LA 70605 | LEADERS LIFE INSURANCE COMPANY | $16 | — | $16 | 0.04% |
| MARSH & MCLENNAN AGENCY LLC3 | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 7.03% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | METROPOLITAN LIFE INSURANCE COMPANY | $11 | — | $11 | 0.06% |
| ASHLEY COPELAND3 | PO BOX 323 YOUNGSVILLE, LA 70592 | LEADERS LIFE INSURANCE COMPANY | $1K | — | $1K | 11.93% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INC | 5213 TOBY LN KENNER, LA 70065 | LEADERS LIFE INSURANCE COMPANY | $406 | — | $406 | 4.57% |
| ASHLEY COPELAND3 | PO BOX 323 YOUNGSVILLE, LA 70592 | LEADERS LIFE INSURANCE COMPANY | $1K | — | $1K | 11.93% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INC | 5213 TOBY LN KENNER, LA 70065 | LEADERS LIFE INSURANCE COMPANY | $406 | — | $406 | 4.57% |
| MARSH & MCLENNAN AGENCY LLC3 | 110 VETERANS MEMORIAL BLV STE 200 METAIRIE, LA 70005 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $833 | — | $833 | 10.00% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INS. | 5213 TOBY LN KENNER, LA 70065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 32.47% |
| ASHLEY COPELAND3 | PO BOX 323 YOUNGSVILLE, LA 70592 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 27.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 196 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 196 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA HEALTH BENEFITS PLAN OF LOUISIANA, INC. | 139 | $1.1M |
| Dental(2 contracts, 2 carriers) | HUMANA HEALTH BENEFITS PLAN OF LOUISIANA, INC. | 140 | $614K |
| Vision(2 contracts, 2 carriers) | HUMANA HEALTH BENEFITS PLAN OF LOUISIANA, INC. | 81 | $615K |
| Life insurance(5 contracts, 4 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 196 | $188K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 167 | $50K |
| Stop-loss / reinsurancereinsurance | HUMANA HEALTH PLAN, INC. | 139 | $485K |
| Other(5 contracts, 5 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 196 | $155K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 196 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.