| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EUSTIS BENEFITS LLC3 Filed as: EUSTIS BENEFITS, LLC | 110 VETERANS MEMORIAL BLVD SUITE 200 METAIRIE, LA 70005 | HUMANA | $57K | $11K | $68K | 9.76% |
| EUSTIS BENEFITS LLC3 Filed as: EUSTIS BENEFITS, LLC | 110 VETERANS MEMORIAL BLVD SUITE 200 METAIRIE, LA 70005 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | — | $9K | 5.73% |
| ASHLEY COPELAND3 | 110 TRAVIS STREET LAFAYETTE, LA 70503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25K | $453 | $26K | 18.15% |
| ASHLEY COPELAND3 | 110 TRAVIS STREET LAFAYETTE, LA 70503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19K | $788 | $20K | 18.96% |
| EUSTIS BENEFITS LLC3 Filed as: EUSTIS BENEFITS, LLC | 110 VETERANS MEMORIAL BLVD SUITE 200 METAIRIE, LA 70005 | COMPBENEFITS INSURANCE COMPANY | $1K | $317 | $2K | 12.48% |
| EUSTIS BENEFITS LLC3 Filed as: EUSTIS BENEFITS, LLC | 110 VETERANS MEMORIAL BLVD SUITE 200 METAIRIE, LA 70005 | HUMANADENTAL INSURANCE COMPANY | — | — | $0 | 0.00% |
| EUSTIS BENEFITS LLC3 Filed as: EUSTIS BENEFITS, LLC | 110 VETERANS MEM BLVD METAIRIE, LA 70005 | TRANSAMERICA LIFE INSURANCE COMPANY | $524 | — | $524 | 9.84% |
| JOSEPH H SHAW3 Filed as: JOSEPH SHAW | 9008 RUSHING RIVER WAY NICEVILLE, FL 32578 | TRANSAMERICA LIFE INSURANCE COMPANY | $81 | — | $81 | 1.52% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BOON ADMINISTRATIVE SERVICES EIN 33-0449333 TPA | Contract Administrator; Claims processing Service code 12 | 9008 RUSHING RIVER WAY SUITE 100 NICEVILLE, FL 32578 | $27K |
| THE BOON INSURANCE AGENCY EIN 74-2236168 MARKETING AGENT | Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 9008 RUSHING RIVER WAY NICEVILLE, FL 32578 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 298 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 298 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA | 298 | $703K |
| Dental | HUMANADENTAL INSURANCE COMPANY | 294 | $12K |
| Vision(2 contracts, 2 carriers) | COMPBENEFITS INSURANCE COMPANY | 120 | $18K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 301 | $149K |
| Short-term disability(2 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 193 | $249K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 301 | $149K |
| Stop-loss / reinsurancereinsurance | HUMANA | 298 | $697K |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 301 | $398K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 301 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.