| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLV STE 200 METAIRIE, LA 70005 | HUMANA HEALTH PLAN, INC. | $40K | $23K | $63K | 13.22% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLV STE 200 METAIRIE, LA 70005 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $9K | $6K | $15K | 5.67% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLV STE 200 METAIRIE, LA 70005 | HUMANA HEALTH PLAN OF LOUISIANA, INC. | $13K | $6K | $20K | 8.29% |
| MARSH & MCLENNAN AGENCY LLC3 | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | — | $7K | 4.48% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 2.37% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS | 4323 DIVISION STREET SUITE 111 METAIRIE, LA 70002 | LEADERS LIFE INSURANCE COMPANY | $18K | — | $18K | 27.38% |
| ASHLEY COPELAND3 Filed as: ASHLEY ANN COPELAND | P.O. BOX 323 YOUNGSVILLE, LA 70592 | LEADERS LIFE INSURANCE COMPANY | $17K | — | $17K | 26.90% |
| BAFFIN BAY MARKETING GROUP, LLC3 | PO BOX 161690 AUSTIN, TX 78716 | LEADERS LIFE INSURANCE COMPANY | $3K | — | $3K | 4.88% |
| KAREN L BURGESS3 | 5140 WEAVER RD APT C12 BESSEMER, AL 35022 | LEADERS LIFE INSURANCE COMPANY | $907 | — | $907 | 1.42% |
| LESLIE SANBORN KELLY3 | 4717 REICH ST METAIRIE, LA 70006 | LEADERS LIFE INSURANCE COMPANY | $537 | — | $537 | 0.84% |
| TABITHA DENISE DUGAS3 | 5140 WEAVER RD APT C12 LAKE CHARLES, LA 70605 | LEADERS LIFE INSURANCE COMPANY | $436 | — | $436 | 0.68% |
| ASHLEY COPELAND3 | PO BOX 323 YOUNGSVILLE, LA 70592 | LEADERS LIFE INSURANCE COMPANY | $4K | — | $4K | 11.59% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INC | 4323 DIVISION ST STE 111 METAIRIE, LA 70002 | LEADERS LIFE INSURANCE COMPANY | $4K | — | $4K | 10.44% |
| EMPLOYER BENEFIT SOLUTIONS INC3 Filed as: EMPLOYER BENEFIT SOLUTIONS | 1968 EASTERN VALLEY RD BESSEMER, AL 35022 | LEADERS LIFE INSURANCE COMPANY | $163 | — | $163 | 0.43% |
| TABITHA DENISE DUGAS3 Filed as: TABITHA DUGAS | 5140 WEAVER RD APT C12 LAKE CHARLES, LA 70605 | LEADERS LIFE INSURANCE COMPANY | $121 | — | $121 | 0.32% |
| LESLIE KELLY3 | 4717 REICH ST METAIRIE, LA 70006 | LEADERS LIFE INSURANCE COMPANY | $102 | — | $102 | 0.27% |
| NANCY NOBLE3 | 29068 COUNTY ROAD 1190 MINCO, OK 73059 | LEADERS LIFE INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INC | 4323 DIVISION ST STE 111 METAIRIE, LA 70002 | MET LIFE INSURANCE COMPANY | $3K | — | $3K | 10.49% |
| ASHLEY COPELAND3 | PO BOX 323 YOUNGSVILLE, LA 70592 | MET LIFE INSURANCE COMPANY | $3K | — | $3K | 10.24% |
| BROKER CENTRIC ALLIANCE3 | 8510 S. PENNSYLVANIA AVE STE B OKLAHOMA CITY, OK 73159 | MET LIFE INSURANCE COMPANY | $644 | — | $644 | 2.22% |
| EMPLOYER BENEFIT SOLUTIONS INC3 Filed as: EMPLOYER BENEFIT SOLUTIONS | 1968 EASTERN VALLEY ROAD BESSEMER, AL 35022 | MET LIFE INSURANCE COMPANY | $66 | — | $66 | 0.23% |
| ASHLEY COPELAND3 | PO BOX 323 YOUNGSVILLE, LA 70592 | LEADERS LIFE INSURANCE COMPANY | $2K | — | $2K | 11.95% |
| BAFFIN BAY MARKETING GROUP, LLC3 | PO BOX 161690 AUSTIN, TN 78716 | LEADERS LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INC | 4323 DIVISION ST STE 111 METAIRIE, LA 70002 | LEADERS LIFE INSURANCE COMPANY | $836 | — | $836 | 4.55% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 5.94% |
| RORY RONIGER3 | 6065 MAGAZINE ST NEW ORLEANS, LA 70118 | METROPOLITAN LIFE INSURANCE COMPANY | $83 | — | $83 | 0.45% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLV STE 200 METAIRIE, LA 70005 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $907 | $67 | $974 | 10.75% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLV STE 200 METAIRIE, LA 70005 | HUMANADENTAL INSURANCE COMPANY | — | $7K | $7K | 76.90% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLVD SUITE 200 METAIRIE, LA 70005 | TRANSAMERICA LIFE INSURANCE COMPANY | $185 | — | $185 | 11.51% |
| JOSEPH H SHAW3 Filed as: JOSEPH SHAW | 9008 RUSHING RIVER WAY NICEVILLE, FL 32578 | TRANSAMERICA LIFE INSURANCE COMPANY | $5 | — | $5 | 0.31% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLV SUITE 200 METAIRIE, LA 70005 | HUMANA INSURANCE COMPANY | $117 | $12 | $129 | 13.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 185 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 185 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | HUMANA HEALTH PLAN, INC. | 185 | $984K |
| Dental(4 contracts, 4 carriers) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 185 | $529K |
| Vision(4 contracts, 3 carriers) | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 79 | $530K |
| Life insurance(4 contracts, 3 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 224 | $238K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 224 | $155K |
| Stop-loss / reinsurancereinsurance | HUMANA HEALTH PLAN, INC. | 185 | $479K |
| Other(6 contracts, 5 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 224 | $305K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 224 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.