| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 110 VETERANS MEMORIAL BLV SUITE 200 MATAIRIE, LA 70005 | HUMANA HEALTH PLAN, INC. | $24K | $728 | $25K | 4.89% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLV STE 200 METAIRIE, LA 70005 | HUMANA HEALTH PLAN, INC. | $18K | — | $18K | 3.65% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | — | $10K | 6.77% |
| MARSH & MCLENNAN AGENCY LLC3 | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | SUN LIFE ASSURANCE COMPANY OF CANADA | $8K | $2K | $10K | 6.41% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS | 4323 DIVISION STREET SUITE 111 METAIRIE, LA 70002 | LEADERS LIFE INSURANCE COMPANY | $13K | — | $13K | 18.57% |
| ASHLEY COPELAND3 Filed as: ASHLEY ANN COPELAND | P.O. BOX 323 YOUNGSVILLE, LA 70592 | LEADERS LIFE INSURANCE COMPANY | $11K | — | $11K | 16.16% |
| BAFFIN BAY MARKETING GROUP, LLC3 | PO BOX 161690 AUSTIN, TX 78716 | LEADERS LIFE INSURANCE COMPANY | $3K | — | $3K | 4.05% |
| KAREN L BURGESS3 | 5140 WEAVER RD APT C12 BESSEMER, AL 35022 | LEADERS LIFE INSURANCE COMPANY | $329 | — | $329 | 0.48% |
| STEVEN PATRICK RILEY3 | PO BOX 7872 METAIRIE, LA 70010 | LEADERS LIFE INSURANCE COMPANY | $206 | — | $206 | 0.30% |
| LESLIE SANBORN KELLY3 | 4717 REICH ST METAIRIE, LA 70006 | LEADERS LIFE INSURANCE COMPANY | $168 | — | $168 | 0.25% |
| TABITHA DENISE DUGAS3 | 5140 WEAVER RD APT C12 LAKE CHARLES, LA 70605 | LEADERS LIFE INSURANCE COMPANY | $76 | — | $76 | 0.11% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INC | 4323 DIVISION ST STE 111 METAIRIE, LA 70002 | LEADERS LIFE INSURANCE COMPANY | $4K | — | $4K | 9.79% |
| ASHLEY COPELAND3 | PO BOX 323 YOUNGSVILLE, LA 70592 | LEADERS LIFE INSURANCE COMPANY | $3K | — | $3K | 8.42% |
| EMPLOYER BENEFIT SOLUTIONS INC3 Filed as: EMPLOYER BENEFIT SOLUTIONS | 1968 EASTERN VALLEY RD BESSEMER, AL 35022 | LEADERS LIFE INSURANCE COMPANY | $38 | — | $38 | 0.11% |
| LESLIE KELLY3 | 456 PEARRE SPRINGS WAY FRANKLIN, TN 37064 | LEADERS LIFE INSURANCE COMPANY | $27 | — | $27 | 0.08% |
| TABITHA DENISE DUGAS3 Filed as: TABITHA DUGAS | 5140 WEAVER RD APT C12 LAKE CHARLES, LA 70605 | LEADERS LIFE INSURANCE COMPANY | $9 | — | $9 | 0.03% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INC | 4323 DIVISION ST STE 111 METAIRIE, LA 70002 | METLIFE INSURANCE COMPANY | $3K | — | $3K | 10.83% |
| ASHLEY COPELAND3 | PO BOX 323 YOUNGSVILLE, LA 70592 | METLIFE INSURANCE COMPANY | $2K | — | $2K | 8.29% |
| BROKER CENTRIC ALLIANCE3 | 8510 S. PENNSYLVANIA AVE STE B OKLAHOMA CITY, OK 73159 | METLIFE INSURANCE COMPANY | $515 | — | $515 | 2.11% |
| EMPLOYER BENEFIT SOLUTIONS INC3 Filed as: EMPLOYER BENEFIT SOLUTIONS | 1968 EASTERN VALLEY ROAD BESSEMER, AL 35022 | METLIFE INSURANCE COMPANY | $57 | — | $57 | 0.23% |
| LESLIE KELLY3 | 456 PEARRE SPRINGS WAY FRANKLIN, TN 37064 | METLIFE INSURANCE COMPANY | $51 | — | $51 | 0.21% |
| MICHELLE RENEE LANDRY3 Filed as: MICHELLE LANDRY | 3402 VIDA SHAW RD. NEW IBERIA, LA 70563 | METLIFE INSURANCE COMPANY | $38 | — | $38 | 0.16% |
| TABITHA DENISE DUGAS3 Filed as: TABITHA DUGAS | 5140 WEAVER RD APT C12 LAKE CHARLES, LA 70605 | METLIFE INSURANCE COMPANY | $13 | — | $13 | 0.05% |
| MICHELLE HAGEN3 | 8203 N 150TH TER BENNINGTON, NE 68007 | METLIFE INSURANCE COMPANY | $4 | — | $4 | 0.02% |
| MARSH & MCLENNAN AGENCY LLC3 | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 6.33% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLVD STE 200 METAIRIE, LA 70005 | METROPOLITAN LIFE INSURANCE COMPANY | $745 | — | $745 | 3.54% |
| ASHLEY COPELAND3 | PO BOX 323 YOUNGSVILLE, LA 70592 | LEADERS LIFE INSURANCE COMPANY | $2K | — | $2K | 11.98% |
| CRESCENT CITY BENEFITS INS3 Filed as: CRESCENT CITY BENEFITS INC | 4323 DIVISION ST STE 111 METAIRIE, LA 70002 | LEADERS LIFE INSURANCE COMPANY | $735 | — | $735 | 4.52% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLV STE 200 METAIRIE, LA 70005 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $420 | $168 | $588 | 6.05% |
| MARSH & MCLENNAN AGENCY LLC3 | 110 VETERANS MEMORIAL BLV STE 200 METAIRIE, LA 70005 | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | $551 | — | $551 | 5.67% |
| EUSTIS BENEFITS LLC3 | 110 VETERANS MEMORIAL BLVD SUITE 200 METAIRIE, LA 70005 | TRANSAMERICA LIFE INSURANCE COMPANY | $185 | — | $185 | 11.51% |
| THE BOON INSURANCE AGENCY3 Filed as: THE BOON AGENCY | 6300 BRIDGEPOINT PARKWAY AUSTIN, TX 78730 | TRANSAMERICA LIFE INSURANCE COMPANY | $92 | — | $92 | 5.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 179 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 179 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA HEALTH PLAN, INC. | 179 | $503K |
| Dental | HUMANADENTAL INSURANCE COMPANY | 178 | $9K |
| Vision | HUMANA HEALTH BENEFIT PLAN OF LOUISIANA, INC. | 80 | $10K |
| Life insurance(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 245 | $239K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 245 | $155K |
| Stop-loss / reinsurancereinsurance | HUMANA HEALTH PLAN, INC. | 179 | $501K |
| Other(5 contracts, 4 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 301 | $304K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 301 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.