| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CIGNA3 Filed as: CIGNA CORPORATION | PO BOX 645014 CINCINNATI, OH 45264 | HEALTHSCOPE BENEFITS | $48K | — | $48K | 8.84% |
| BXS INSURANCE INC3 Filed as: BANCORPSOUTH INS SERVICES | PO BOX 3809 BATON ROUGE, LA 70821 | ENVISIONRX | — | $22K | $22K | 9.42% |
| BXS INSURANCE INC3 | PO BOX 3809 BATON ROUGE, LA 70821 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $30K | — | $30K | 15.69% |
| BXS INSURANCE INC3 | PO BOX 3809 BATON ROUGE, LA 70821 | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | $24K | $3K | $27K | 19.81% |
| BXS INSURANCE INC3 | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | $20K | $2K | $22K | 22.32% |
| BXS INSURANCE INC3 | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | $17K | $2K | $19K | 22.16% |
| BXS INSURANCE INC3 | P.O. BOX 250 GULFPORT, MS 39502 | ALLSTATE - AMERICAN HERITAGE LIFE INS COMPANY | $3K | — | $3K | 5.90% |
| AGM BENEFITS3 Filed as: AGM BENEFIT SOLUTIONS LLC | 38975 O'NEAL LANE, STE B BATON ROUGE, LA 70816 | ALLSTATE - AMERICAN HERITAGE LIFE INS COMPANY | $682 | — | $682 | 1.27% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INS BROKERAGE INC | 3525 N CAUSEWAY BLVD STE 815 METAIRIE, LA 70002 | ALLSTATE - AMERICAN HERITAGE LIFE INS COMPANY | $681 | — | $681 | 1.27% |
| BXS INSURANCE INC3 | P.O. BOX 3809 BATON ROUGE, LA 70821 | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 3.96% |
| BXS INSURANCE INC3 | PO BOX 3809 BATON ROUGE, LA 70821 | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 4.10% |
| BXS INSURANCE INC3 | 4041 ESSEN LANE STE 400 BATON ROUGE, LA 70809 | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $343 | $3K | 22.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 640 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 640 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTHSCOPE BENEFITS | 414 | $781K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 251 | $194K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 251 | $194K |
| Life insurance(2 contracts, 2 carriers) | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | 640 | $153K |
| Short-term disability | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | 153 | $84K |
| Long-term disability | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | 202 | $137K |
| Stop-loss / reinsurancereinsurance | HEALTHSCOPE BENEFITS | 217 | $548K |
| Other(3 contracts) | CIGNA - LIFE INSURANCE COMPANY OF NORTH AMERICA | 552 | $86K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 640 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.